All Articles

Credit Card Counseling Pros and Cons
Erik J. Martin

July 15, 2025

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

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4 Money Management Mistakes to Avoid in 2025
Lyle Daly

July 15, 2025

Ready for a better financial situation 2025? Here are our top four money management mistakes to avoid this year.

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7 Ways to Save More for Retirement, Starting Now
Justine Nelson

July 15, 2025

Building a retirement nest egg starts with an effective retirement savings plan. Here are seven…

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7 Budget Basics Your Teenager Should Know
Cole Tretheway

July 15, 2025

It is never too early to teach money skills. Learn seven essentials of using a…

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Are there Any Financial Benefits to Work From Home?
Kailey Hagen

July 15, 2025

Find out which financial goals are important to prioritize during the coronavirus pandemic so you…

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Debt Settlement: A Comprehensive Guide to Resolving Your Debts

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

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Smart Ways to Increase Your Home Value
Ashley Maready

July 15, 2025

If you’re doing renovations to increase your home’s value, use rewards cards or smart financing…

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Is Marriage Good for Your Financial Health?
Ben Gran

July 15, 2025

Marriage is about a strong relationship, but can it be about strong finances too? Learn…

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Does Paying Off Debt Improve Your Credit Profile?
Ashley Maready

July 15, 2025

Many people who have debt problems often suffer from a bad credit profile as well.…

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How Does Credit Repair Work?
Richard Barrington

July 15, 2025

Whether you work on credit repair yourself, or hire a company to do it for you, understanding the process can help you improve your credit. Learn more.

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Emergency Loans - Are They Available?
Richard Barrington

July 15, 2025

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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How to Pay Off Medical Debt
Janie Basile

July 15, 2025

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

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How to Pay Off Debt
Tammi Huang

July 15, 2025

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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Debt Settlement Pros and Cons
Gideon Sandford

July 15, 2025

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

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How Does Debt Settlement Work?
Noelle Marr

July 15, 2025

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

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How to Negotiate a Debt Settlement
John Russo

July 15, 2025

Can't pay your debt? Learn how to negotiate credit card debt settlement with creditors by yourself or with a professional debt settlement company.

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How to Write a Debt Settlement Letter
Rebecca Lake

July 15, 2025

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

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What Is a Balance Transfer?
Richard Barrington

July 15, 2025

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

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What Is Credit Counseling?
Richard Barrington

July 15, 2025

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

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What Are Debt Strategies?
Richard Barrington

July 15, 2025

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

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Debt settlement companies: What they are and how to find one
John Russo

July 14, 2025

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

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Should You Use a Home Equity Loan to Pay Off Debt?
Housten Donham

July 14, 2025

Using your home equity to pay off debt could be a smart choice. But it's important to know the pros and cons before paying off debt with a home equity loan.

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How to Become Debt-Free in 2019
Housten Donham

July 14, 2025

2019 is here and if one of your New Year’s resolutions is to tackle your credit card debt, we could help! Read on to learn about 4 popular and effective ways to get out of credit card debt.

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How to Avoid 8 Common Debt Settlement Pitfalls
Kailey Hagen

July 14, 2025

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

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5 Bad Ways to Pay Off Debt (and what to do instead)
Lyle Daly

July 14, 2025

There are better and worse ways to approach paying off your debts. Some types of…

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Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Ben Gran

July 14, 2025

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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