“FDR helped me dramatically: in less than 3 years I cleared up all of my credit card debt! I had previously been enrolled in a credit counseling program that didn’t work, but FDR’s program and knowledgeable staff made it simple. I spoke with an agent and established how quick and how much I was able to afford monthly. I committed to the plan and watched my debt decrease faster than any other method previously used.
For me, bankruptcy wasn’t an option. I didn’t want to have the impact of seven or ten years of bad credit. I also always felt that if I have a debt, I am obligated to pay it. Although I could handle some of the payments on what I earned, I just couldn’t get ahead of the debt, due to the high interest rates the banks were charging me.
The worse part of debt for me was paying multiple cards on different days of the month. With FDR, all of my credit card bills were paid on the same day every month - no confusion. And as soon as the program when into effect, all the harassing calls from creditors stop!
I learned to manage my money much better with this program. Since I had set an amount to pay monthly to FDR, I am now able to manage my finances better. I was then able to buy a new vehicle. Nine months after I purchased my vehicle I completed my program and have more money to save while purchasing within my means to avoid repeating the cycle. I currently have a better credit rating, a newer vehicle, one credit card with less than $500.00 on it at all times, money in my savings account, and applying for a home loan very soon. I wouldn’t be in this position if FDR didn't help me get here. The program changed my life.”