Credit Card Debt Articles

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

Credit cards can help you, rather than hurt you in a recession, as long as…

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

Credit card debt can be overwhelming. Learn to crush it with these tips.

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

Getting a credit card after debt settlement is realistic and possible, and we’ll show you how.

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

Worrying about your estate and planning for the future is important.

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.