Credit Card Debt Articles

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

Credit card relief programs could help you get out of credit card debt faster and…

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

Why is it bad to max out your credit card? Learn how to deal with maxed-out credit cards and get debt under control.

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

Find out the best ways to pay off your credit cards while improving your credit score.

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

Can you inherit credit card debt from your parents? Usually not, but there are a…

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

Free money, or a way to lure you deeper into debt? Here is what you…

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...