Loans Articles

What Is Loan Consolidation?
Richard Barrington

June 4, 2025

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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Access to Credit: Predatory Lending and Payday Loans
Ben Gran

June 4, 2025

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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What is Predatory Lending?
Charla Myers

June 3, 2025

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

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Auto Loans, Mobility, and Your Ability to Pursue Opportunities
Kailey Hagen

June 3, 2025

Auto loan debt is a fact of life for most in the U.S. given the…

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What Is Home Equity?

Home Equity: Learn how to calculate home equity, how much home equity can you borrow against, types of home equity loans and about taking home equity out of your house.

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Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

May 31, 2025

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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Subsidized vs Unsubsidized Loans
Richard Barrington

May 31, 2025

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

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What Is a Home Equity Loan?

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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How to Get a Home Equity Loan with Bad Credit
Aly J. Yale

May 30, 2025

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

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What is a HELOC?
Erik J. Martin

May 29, 2025

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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What Is Refinancing?
Richard Barrington

May 29, 2025

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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Is Student Loan Debt Forgiveness Coming?
Sara Korn

May 28, 2025

While President-elect Biden has expressed strong support for student debt forgiveness, there are still a…

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47% of Graduates Say Student Loan Debt Affects Mental Health
Anna Baluch

May 28, 2025

Our recent survey revealed that student loan debt affects graduates' physical, mental, and emotional health.…

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Remote Learning at College: Will Your Student Loans Change?
Justine Nelson

May 26, 2025

Many college campuses are switching to remote learning, which could impact your semester, and your…

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Access to Credit: Small Business Loans
Steve Tanner

May 26, 2025

Business loan discrimination is a problem in the United States, due to the generational racial…

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How Much Can You Borrow With a Home Equity Loan?
Kailey Hagen

May 26, 2025

How much equity you can borrow from your home depends on its value, your mortgage…

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What You Should Know About Access to Student Loans
Steve Tanner

May 26, 2025

Beyond loan discrimination, student loan debt can have a disproportionately negative impact on minorities, but…

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Looking for a Loan with Bad Credit?
John Russo

May 25, 2025

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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How to Get a Consolidation Loan with a High DTI
Sarah Li Cain

May 24, 2025

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

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Should I Consolidate Student Loan Debt?
Housten Donham

May 22, 2025

Are you considering a consolidation loan to help pay off your student loan debt? This article will help you decide if it’s right for you.

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Student Loan Forgiveness
Lyle Daly

May 21, 2025

Student loan forgiveness programs may help you get out of student loan debt. Learn how to qualify for student loan forgiveness, settlement, and bankruptcy.

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What Is a Commercial Loan?
Kailey Hagen

May 21, 2025

Learn about commercial loans for business and real estate, how to get approved for a commercial loan and how commercial loans work.

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How to Find Poor Credit Loans
Anna Baluch

May 21, 2025

Poor credit loans are available to many borrowers who have low credit scores, but they carry their share of downsides and should be carefully researched.

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What Was Biden’s Student Loan Forgiveness Program?
Cole Tretheway

May 20, 2025

Can the Biden student loan forgiveness plan help you?

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

May 19, 2025

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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The Pros and Cons of Loan Refinancing
Molly Zilli

May 19, 2025

Will refinancing save you money? Before you make the decision to refinance, weigh the pros and cons of refinancing a loan.

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