author

Erik J. Martin

Contributing Author

Erik J. Martin is a Chicago area-based freelance writer whose articles have been published by AARP The Magazine, The Motley Fool, The Costco Connection, USAA, US Chamber of Commerce, Bankrate, The Chicago Tribune, and other publications. He often writes on topics related to real estate, personal finance, business, technology, health care, and entertainment. Erik also hosts the Cineversary podcast and publishes several blogs, including martinspiration.com and cineversegroup.com.

does-unemployment-affect-your-credit-score
Does Unemployment Affect Your Credit Score?

December 14, 2024

Americans are dealing with unemployment and the financial impact during the coronavirus outbreak. Find out…

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Who Can Access Your Credit Report
Who Can Access Your Credit Report?

December 14, 2024

Certain entities can access your credit report, and they don’t always need your permission. Find out more here.

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Money Saving Apps
Top Apps to Save Money: Let Your Money Grow

December 15, 2024

With the help of a smartphone app, you can create better saving habits. Read our review of the top money-saving apps on the market today.

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Are You Still Not Using a Hardship Program for Your Loans?
How to Use a Hardship Program for Debt

December 17, 2024

Hardship programs for debt.

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Government Building
What Is Biden’s Student Loan Forgiveness Program?

December 11, 2024

Can the Biden student loan forgiveness plan help you?

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Are Lawsuit Settlements Taxable?
Are Lawsuit Settlements Taxable?

December 12, 2024

How are lawsuit settlements taxed. Can you avoid taxes on lawsuit settlements?

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Negative Bank Account
How to Deal With Overdraft and a Negative Bank Account

December 17, 2024

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

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How to get out of credit card debt fast
How to Get Out of Credit Card Debt Fast

December 20, 2024

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

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IRS scam phone call
Scam? The Tax Debt Compromise Program Phone Call

December 1, 2024

Is the tax debt compromise program phone call a scam? here's how to tell.

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FDR article counseling ar-min
Credit card counseling pros and cons

December 1, 2024

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

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