author

Erik J. Martin

Contributing Author

Erik J. Martin is a Chicago area-based freelance writer whose articles have been published by AARP The Magazine, The Motley Fool, The Costco Connection, USAA, US Chamber of Commerce, Bankrate, The Chicago Tribune, and other publications. He often writes on topics related to real estate, personal finance, business, technology, health care, and entertainment. Erik also hosts the Cineversary podcast and publishes several blogs, including martinspiration.com and cineversegroup.com.

Who Can Access Your Credit Report
Who Can Access Your Credit Report?

February 15, 2025

Certain entities can access your credit report, and they don’t always need your permission. Find out more here.

Read more
Money Saving Apps
Top Apps to Save Money: Let Your Money Grow

February 15, 2025

With the help of a smartphone app, you can create better saving habits. Read our review of the top money-saving apps on the market today.

Read more
debt consolidation vs bankruptcy
Debt Consolidation vs Bankruptcy for Debt Problems: Which Is Better?

February 20, 2025

Debt consolidation and bankruptcy are very different solutions for debt problems. What's better for you?

Read more
does-unemployment-affect-your-credit-score
Does Unemployment Affect Your Credit Score?

February 14, 2025

Americans are dealing with unemployment and the financial impact during the coronavirus outbreak. Find out…

Read more
Are You Still Not Using a Hardship Program for Your Loans?
How to Use a Hardship Program for Debt

February 18, 2025

Hardship programs for debt.

Read more
Government Building
What Is Biden’s Student Loan Forgiveness Program?

February 11, 2025

Can the Biden student loan forgiveness plan help you?

Read more
Negative Bank Account
How to Deal With Overdraft and a Negative Bank Account

February 18, 2025

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

Read more
How to get out of credit card debt fast
How to Get Out of Credit Card Debt Fast

January 30, 2025

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

Read more
IRS scam phone call
Scam? The Tax Debt Compromise Program Phone Call

January 31, 2025

Is the tax debt compromise program phone call a scam? here's how to tell.

Read more