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Gina Freeman (Pogol)

Contributing Author, Editor

Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

Credit Card Debt Lawyer
Credit Card Debt Lawyer: Should You Use One?

February 14, 2025

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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How to respond to a court summons for credit card debt
How To Respond To A Court Summons For Credit Card Debt

February 7, 2025

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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Commercial Loan
What Is a Commercial Loan?

February 15, 2025

Learn about commercial loans for business and real estate, how to get approved for a commercial loan and how commercial loans work.

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Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

February 20, 2025

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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Debt Relief Options
Credit Counseling vs. Debt Settlement vs. Bankruptcy

January 31, 2025

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

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Emergency loans for bad credit
Can You Get An Emergency Loan With Bad Credit?

February 19, 2025

If you need cash fast, an emergency loan is one solution and you can qualify even with bad credit. Learn about your options.

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How to Negotiate a Debt Settlement
How to Negotiate Your Credit Card Debt

January 30, 2025

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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Should you open a new credit card?
When Is It a Good Idea To Open a New Credit Card?

February 3, 2025

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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How to Settle Credit Card Debt When Lawsuit Has Been Filed
How to Settle Credit Card Debt When Lawsuit Has Been Filed

February 4, 2025

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

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