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Gina Freeman (Pogol)

Contributing Author, Editor

Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

Debt Relief Options
Credit Counseling vs. Debt Settlement vs. Bankruptcy

December 1, 2024

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

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Emergency loans for bad credit
Can You Get An Emergency Loan With Bad Credit?

December 19, 2024

If you need cash fast, an emergency loan is one solution and you can qualify even with bad credit. Learn about your options.

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Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

December 20, 2024

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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How to Negotiate a Debt Settlement
How to Negotiate Your Credit Card Debt

December 20, 2024

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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Should you open a new credit card?
When Is It a Good Idea To Open a New Credit Card?

December 4, 2024

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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How to Settle Credit Card Debt When Lawsuit Has Been Filed
How to Settle Credit Card Debt When Lawsuit Has Been Filed

December 5, 2024

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

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