author

Peter Warden

Author

Peter Warden has been writing about personal finance for nearly 15 years. He’s an editor for The Mortgage Reports and a regular contributor to many major money sites. His work is often quoted or syndicated by newspapers and online.

How Often Does Your Credit Score Update
How Often Does Your Credit Score Update?

December 13, 2024

Your credit score is updated every time a lender or creditor provides new data to the credit bureaus.Your credit score changes based on the most recent data and…

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401k loan to pay off credit card debt
Is it a good idea to use a 401(k) loan to pay off your credit card debt?

December 16, 2024

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

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Pros and cons of debt consolidation
Pros and Cons of Debt Consolidation

December 16, 2024

Learn the pros and cons of debt consolidation

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How to open a bank account no creditor can touch
How to Open a Bank Account That No Creditor Can Touch

December 17, 2024

There are four tactics for protecting deposits from creditors.

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Lowest Credit Score
What Is the Lowest Credit Score?

December 17, 2024

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…

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 statutes of limitation credit card
Statute of Limitations on Credit Card Debt

December 13, 2024

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

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Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Authorized Users Are Not on the Hook for Unpaid Credit Card Debt

December 17, 2024

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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Is a Debt Relief Program a Good Idea for You
Is a Debt Relief Program a Good Idea for You?

December 1, 2024

Is a debt relief program your best choice? Find out the pros and cons of each option so you can pick the path that’s right for you.

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