author

Rebecca Lake

Contributing Author

Rebecca Lake has over a decade of experience as a money expert, researching and writing hundreds of articles on retirement, investing, budgeting, banking, loans, saving money, and more. She has been published in over 20 online finance publications, including SoFi, Forbes, Chime, CreditCards.com, Investopedia, SmartAsset, Nerdwallet, Credit Sesame, LendingTree, and more.

Maxed out credit cards
Maxed Out Credit Cards: Why It's Bad and What to Do About It

October 23, 2024

Why is it bad to max out your credit card? Learn how to deal with maxed out credit cards and get debt under control.

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Couple with student debt
How Do Student Loans Affect Credit Score?

October 25, 2024

Learn how having student debt can help or harm your credit scores.

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man on mountain top
Perfect Credit: How to Get the Highest Credit Score

October 25, 2024

Learn what the highest credit scores are for different scoring models and how to get the best credit score possible.

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Why is my credit score different on different sites
Why is My Credit Score Different on Different Sites?

October 26, 2024

Credit scores are fluid. They can change over time and what you see on one site might not be reflected on another.

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Frozen Bank Account
How to Deal with a Frozen Bank Account

October 26, 2024

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

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How to get out of credit card debt without ruining your credit
How to Get Out of Credit Card Debt Without Paying: 5 Strategies

November 7, 2024

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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Pros and cons of personal loans to pay off credit card debt
Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt

October 26, 2024

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

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Does paying off credit card help credit score
Does Paying Off Your Credit Cards Help Your Credit Score

October 27, 2024

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

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What is the Fair Debt Collection Practices Act - FDCPA
What is the Fair Debt Collection Practices Act - FDCPA?

October 27, 2024

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
How to Cope and Consolidate Your Credit Card Debt When Unemployed

November 1, 2024

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

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