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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

Debt Settlement vs. Debt Consolidation
Debt Settlement vs. Debt Consolidation: Which Is Right for You?

February 20, 2025

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

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Tax Debt Relief
How to Find Tax Debt Relief

February 20, 2025

The IRS offers several types of tax debt relief programs. Options include repayment plans, Offer in Compromise and Fresh Start Program.

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Debt Load
Debt Load and Your Finances

February 20, 2025

Debt load measures how big a burden your debts are becoming so you can plan to keep your payments manageable.

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Defensive Strategies in Court for Credit Card Debt Lawsuits

February 17, 2025

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

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Is an authorized user responsible for debt
Is An Authorized User Responsible For Debt?

February 17, 2025

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

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Raise Credit Score by 100 Points Overnight
Can You Raise Your Credit Score 100 Points Overnight?

February 17, 2025

You can't raise your credit score 100 points overnight; however, there are several steps you can take to improve...

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COVID Credit Card Debt Relief: Who Offers It?
COVID Credit Card Debt Relief: Who Offers It?

February 11, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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5 Unexpected legal outcomes of ignoring credit card debt
5 Unexpected legal outcomes of ignoring credit card debt

February 18, 2025

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

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Is Debt Settlement Worth It?
Is Debt Settlement Worth It?

January 30, 2025

Debt settlement has both costs and benefits. We'll walk you through the strategy that could eliminate some of your debt.

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What's it like to go through debt relief?
What’s it Like to Go Through Debt Relief?

January 30, 2025

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding

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