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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

How to avoid common pitfalls in debt settlement
How to avoid common pitfalls in debt settlement

January 31, 2025

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

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7 Steps to Prepare For the Debt Settlement Process
7 Steps to Prepare For the Debt Settlement Process

January 31, 2025

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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How long does debt relief take
How Long Does Debt Relief Take?

January 31, 2025

All debt relief takes time, but debt settlement generally gets your credit back on track faster than bankruptcy. Learn more here.

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 How to Be Debt-Free by Retirement
How to Be Debt-Free by Retirement

February 10, 2025

How to retire debt-free: Should I pay off my mortgage before I retire?

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Debt Settlement, Taxes, and Your 2018 Filing
Tax Consequences of Debt Settlement

February 19, 2025

Having debt canceled can result in a tax liability, which you should understand before you pursue cancellation.

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Is Severance Pay Taxable? How Job Loss Affects Your Taxes
Is Severance Pay Taxable? How Job Loss Affects Your Taxes

January 31, 2025

How is severance pay taxed when you lose your job? There are no tax breaks when you lose your job.

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Sued for Credit Card Debt
Sued for credit card debt: Learn the steps to protect yourself

February 3, 2025

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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Debt Consolidation
How Does Debt Consolidation Work?

February 13, 2025

Learn how debt consolidation works and if it's the right debt solution for you.

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Student Loan Forgiveness
Student Loan Forgiveness

February 13, 2025

Student loan forgiveness programs may help you get out of student loan debt. Learn how to qualify for student loan forgiveness, settlement, and bankruptcy.

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