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Hardships are never easy to experience, but you may be able to weather the storm with these options.

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

When can a bank take your money; can debt collectors take money from your bank account.

You can still access debt relief if you’re unemployed, but you have fewer options. Discover how you can manage debt while jobless.

You can't raise your credit score 100 points overnight; however, there are several steps you can take to improve...

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

Hardship programs for debt.

Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

There are four tactics for protecting deposits from creditors.

Learn the pros and cons of debt consolidation

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

How to consolidate debt if you have bad credit. Bad credit debt consolidation loans can help you lower your payments and your interest rate.

If your debt has gone to collections, debt collection calls can be intrusive and stressful. Learn your rights and how to stop debt collector calls.

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.