All Articles

What’s it Like to Go Through Debt Relief?
Richard Barrington

June 18, 2024

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding

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The psychological benefits of settling your debts 
Aaron Crowe

June 17, 2024

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Is Debt Settlement Worth It?
Richard Barrington

June 17, 2024

Debt settlement has both costs and benefits. We'll walk you through the strategy that could eliminate some of your debt.

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5 Ways to Get Rid of Debt Stress
Thilini Wijesinhe

March 19, 2023

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

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Is a Credit Card Secured or Unsecured Debt?
Miranda Marquit

February 15, 2023

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

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How to Get Out of Credit Card Debt Fast
Erik J. Martin

March 20, 2022

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

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10 Holiday Shopping Debt Traps You Need to Avoid
Charla Myers

November 21, 2017

Shop early, get free shipping, look for treasures: Here are 10 helpful tips on celebrating…

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The Credit Card Sign Up Bonus: Too Good to Be True?
Sara Korn

November 6, 2020

Free money, or a way to lure you deeper into debt? Here is what you…

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5 Strategies to Help Manage Small Business Debt
Anna Baluch

April 2, 2020

In tough times, you will need to work even harder to manage your small business…

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Understanding Bankruptcy and Debt
Anna Baluch

May 15, 2020

The coronavirus has led to more people filing for bankruptcy, but that isn't always the…

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Tips to Defend Yourself Against Zombie Debt
John Russo

October 25, 2018

Knowing whether your old debt has truly expired can be tricky. Read these tips for…

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How to Negotiate Your Credit Card Debt
Gina Freeman (Pogol)

February 16, 2023

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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Debt Snowball or Debt Avalanche: Which is Better?
Tammi Huang

October 28, 2018

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

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What is Zero-Based Budgeting?
John Russo

February 28, 2019

What is zero-based budgeting? It's a smart way to track your income and expenses, but you should also be aware of zero-based budgeting pros and cons.

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3 Reasons People Stay In Debt
Tammi Huang

January 13, 2017

People get into debt for many reasons. But sometimes, they stay in debt because they…

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How Much Credit Card Debt Is Too Much?
Erik J. Martin

February 21, 2022

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

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3 Ways to Pay Off Holiday Credit Card Debt Fast
Housten Donham

January 9, 2019

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

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Debt Relief Options
Erik J. Martin

April 25, 2022

Debt relief options like debt settlement, debt management and bankruptcy can help you get rid of debt that you can’t afford.

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Debt – Is It a Dating Deal Breaker?
Tammi Huang

August 8, 2013

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

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How to Tell the Difference Between Good Debt and Bad Debt
John Russo

July 24, 2018

What is good debt vs bad debt? Learn about how good debt can help you and improve your credit and how to conquer bad debt that could be holding you back.

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Do it Yourself
Aimee Bennett

February 3, 2022

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

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How To Get Out of Credit Card Debt Without Ruining Your Credit
Thilini Wijesinhe

January 8, 2023

Find out the best ways to pay off your credit cards while improving your credit score.

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Should You Consider Filing for Credit Card Debt Bankruptcy?
Gina Freeman (Pogol)

January 8, 2023

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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11 Tips for Talking to Your Partner about Debt
John Russo

May 15, 2018

Find out how you and your significant other can make a plan to save more…

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What Are Veteran Debt Relief Grants?
Erik J. Martin

June 2, 2022

Debt relief programs for veterans and active servicemembers can help with certain debts.

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Debt Settlement vs. Debt Consolidation: Which Is Right for You?
Richard Barrington

May 31, 2024

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

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Debt Relief Programs: How They Work and What to Look For
Gina Freeman (Pogol)

March 30, 2022

The debt relief program is a way to reduce what you owe on credit cards and other debt by convincing creditors to accept less than you owe.

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Is Your Debt Relief Company Legit?
Aimee Bennett

May 15, 2018

Is your debt relief company legit? How about all those other debt relief companies? Not all of them are, so learn more about how to find one that is.

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Tips for Choosing a Debt Relief Company
Peter Warden

June 13, 2022

How to choose a debt settlement company.

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Debt Load and Your Finances
Richard Barrington

July 30, 2023

Debt load measures how big a burden your debts are becoming so you can plan to keep your payments manageable.

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Tax Consequences of Debt Settlement
Richard Barrington

July 30, 2023

Having debt canceled can result in a tax liability, which you should understand before you pursue cancellation.

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The Gift of Financial Freedom - How to Avoid Holiday Debt
Thilini Wijesinhe

March 31, 2023

With the right plan, you can enjoy the festive season without getting into holiday debt.

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Can You Get An Emergency Loan With Bad Credit?
Gina Freeman (Pogol)

February 7, 2023

If you need cash fast, an emergency loan is one solution and you can qualify even with bad credit. Learn about your options.

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Taking Responsibility for Debt While Avoiding Bankruptcy
Aimee Bennett

September 3, 2022

A North Carolina resident found success in paying off her debt with the Freedom Debt Relief program. Learn why she opted for debt relief over bankruptcy.

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How to Find Tax Debt Relief
Richard Barrington

August 21, 2022

The IRS offers several types of tax debt relief programs. Options include repayment plans, Offer in Compromise and Fresh Start Program.

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Recovering from a Contractor Gone Wrong…Without Bankruptcy
Aimee Bennett

July 20, 2022

After a botched home renovation left her struggling with debt, Pamela L. turned to Freedom Debt Relief for assistance and to avoid resorting to bankruptcy.

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Debt Consolidation vs Bankruptcy for Debt Problems: Which Is Better?
Erik J. Martin

April 13, 2022

Debt consolidation and bankruptcy are very different solutions for debt problems. What's better for you?

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How to Find Student Loan Debt Relief
Richard Barrington

April 13, 2022

What is student loan debt relief and how to get student loan debt forgiveness.

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How to Be Debt-Free by Retirement
Richard Barrington

March 13, 2022

How to retire debt-free: Should I pay off my mortgage before I retire?

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5 Steps to Get Debt-Free Fast
Richard Barrington

March 13, 2022

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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Best Ways to Get Debt Relief
Richard Barrington

March 10, 2022

Help yourself get out of debt with these lifestyle changes and better money management.

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Client Stories: Mounting Credit Card Interest Prompts Action
Aimee Bennett

March 9, 2022

A story about a Freedom Debt Relief client who funded his college life with credit cards and faced mounting credit card interest.

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Client Stories: Unexpected Life Circumstances Build Up To Debt Challenge
Aimee Bennett

March 9, 2022

A story about a Freedom Debt Relief client who faced a debt challenge after funding her college life with credit cards, and had unexpected medical expenses.

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#MyFreedomDebtStory: The Story, the Contest, the Winners
Aimee Bennett

January 11, 2022

We recently invited Freedom Debt Relief graduates to submit videos about their experiences in the…

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How Could the New Biden Administration Affect My Money?
Steve Tanner

January 20, 2021

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

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#MyFreedomDebtStory: The Story, the Contest, and the Winners
Tanya Peterson

January 19, 2021

We recently invited Freedom Debt Relief graduates to submit videos about their experiences in the…

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Financial House Cleaning: How to Organize Your Finances in 2021
Anna Baluch

January 11, 2021

Just like a messy home, messy finances can be stressful and overwhelming. Here are a…

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Meet Our Clients: Maxine T.
Anna Baluch

September 14, 2020

Freedom Debt Relief strives to help everyday Americans resolve their debts and create brighter financial…

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Meet our Clients: Chris A.
Anna Baluch

August 14, 2020

Freedom Debt Relief is passionate about helping everyday Americans move towards a better financial future.…

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