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Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

Whether you work on credit repair yourself, or hire a company to do it for you, understanding the process can help you improve your credit. Learn more.

Certain entities can access your credit report, and they don’t always need your permission. Find out more here.

Errors on your credit report can make it harder to qualify for a loan. Learn how to detect and dispute errors on your credit report.

Learn how to prevent abrupt financial emergencies from turning into a long-term financial problem.

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

Your credit report and credit score are different, but closely related. Learn how one affects the other.

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

You can become debt-free by choosing a debt to start with and the repayment strategy that works for you. Check out our expert guide to learn more.

There are many types of debt consolidation programs that can help improve your financial health, including balance transfer cards and debt settlement plans.

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

Americans are dealing with unemployment and the financial impact during the coronavirus outbreak. Find out…

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

Credit card debt can be overwhelming. Learn to crush it with these tips.

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

Worrying about your estate and planning for the future is important.

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

Your credit score is updated every time a lender or creditor provides new data to the credit bureaus.Your credit score changes based on the most recent data and…

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

Credit scores are fluid. They can change over time and what you see on one site might not be reflected on another.

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

Did you check your credit and ask, “Why Did My Credit Score Drop”? Learn 10 reasons why your credit score can suddenly drop and…

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

A 600 credit score is considered a sub-prime and not a good score. Find out more about your credit score and learn steps you can take to improve your credit.

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

Student loan forgiveness programs may help you get out of student loan debt. Learn how to qualify for student loan forgiveness, settlement, and bankruptcy.

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

Learn what the highest credit scores are for different scoring models and how to get the best credit score possible.

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

Learn how debt consolidation works and if it's the right debt solution for you.

Learn how having student debt can help or harm your credit scores.

Learn how to check your credit score for free, how to check your credit score without hurting it, and where to get a free credit score.

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

When is debt consolidation a good idea? Yes, debt consolidation is a good idea if you can gain a financial benefit. However, in certain cases, you might dig yourself...