All Articles

Snowball vs. Avalanche Method: Your Total Cost
Kimberly Rotter

February 6, 2026

The debt snowball approach focuses on psychology not math, but how big is the cost of choosing it over alternatives?

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3 Financial Red Flags in Relationships
Natasha Etzel

February 6, 2026

Want to strengthen your shared financial health with your partner? Avoid these financial red flags in relationships.

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How to Budget as a College Student
Maurie Backman

February 6, 2026

To make the most of your money when you’re a college student, you need a budget. Here’s how to set one up.

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How to Pay Off Credit Card Debt: Strategies, Comparisons, and Tips
Aaron Crowe

February 6, 2026

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

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Meet Our Clients: Peggy and Howard
John Russo

February 6, 2026

Find out how our clients, Peggy and Howard Powell saved money and got out of…

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Can You Cancel a Debt Settlement Contract?
Gina Freeman (Pogol)

February 6, 2026

Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.

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What Is a Government Debt Relief Program?
Richard Barrington

February 6, 2026

Learn how government debt relief programs could help with tax or student loan debt, and your options for credit card and other debts.

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How Much Credit Card Debt Is Too Much?
Kailey Hagen

February 6, 2026

If credit card debt is hurting you financially or emotionally, it's time to get rid of it. Here's what you could do.

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Hardship Loans for Bad Credit
Lindsay Vansomeren

February 6, 2026

Short-term money problems are common, especially when your credit needs work. A hardship loan for bad credit may help until you’re back on your feet.

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Debt Consolidation Methods
Natasha Etzel

February 6, 2026

Consolidating your debt could simplify your debt payments. Learn more about the most common debt consolidation methods.

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Should You Change Your Financial Planning?
Ashley Maready

February 5, 2026

It's a good idea to evaluate your financial plans every so often. Find out why and learn tips to do it here.

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How to Enjoy the Holidays Without Debt
Brittney Myers

February 5, 2026

Even if you don’t make a ton of money, you can still feel rich during…

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Credit Card Debt Forgiveness
Rebecca Lake

February 5, 2026

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

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Meet Our Clients: Patti B.
Anna Baluch

February 5, 2026

Freedom Debt Relief shares our client stories of facing down debt and moving to a…

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Will Updates to the PPP Provide Any Small Business Debt Relief?
Sara Korn

February 5, 2026

Learn how the Paycheck Protection Program Flexibility Act of 2020 compares to the PPP in…

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The Pros and Cons of Loan Refinancing
Molly Zilli

February 5, 2026

Will refinancing save you money? Before you make the decision to refinance, weigh the pros and cons of refinancing a loan. Learn more here.

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The Truth About America’s Debt Crisis
Tammi Huang

February 5, 2026

What is the American debt crisis, and what can you do to become less of…

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Auto Loans, Mobility, and Your Ability to Pursue Opportunities
Kailey Hagen

February 5, 2026

Auto loan debt is a fact of life for most in the U.S. given the…

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How to Use a Secured Credit Card and Build Credit
Karen Cordaway

February 5, 2026

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

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How Can I Find Government Credit Card Debt Relief Programs?
Dana George

February 5, 2026

Ads about government credit card relief may be a sham, but don't worry. There are plenty of other options.

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Debt Validation Letter: How to Validate a Debt
Richard Barrington

February 5, 2026

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

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What Is The Difference Between a Credit Report and a Credit Score?
Miranda Marquit

February 5, 2026

Your credit report and credit score are different, but closely related. Learn how one affects the other.

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Should You Go Debt-Free? Pros and Cons of Debt-Free Living
Gina Freeman (Pogol)

February 5, 2026

Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Here's how to achieve your debt-free goals.

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Did the Fed Just Help You with Your Credit Card Debt?
Anna Baluch

February 5, 2026

The Fed’s new policy might affect your credit card debt. Find out how and what…

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Access to Credit: Predatory Lending and Payday Loans
Ben Gran

February 5, 2026

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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Is Your Debt Relief Company Legit?
Maurie Backman

February 5, 2026

Wondering if a debt relief company will help or harm? Here’s how to know if you’ve found a legit one.

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