All Articles

Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt
Rebecca Lake

February 14, 2025

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

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Debt Consolidation Programs: Debt Consolidation Loans and More
Gideon Sandford

February 14, 2025

There are many types of debt consolidation programs that can help improve your financial health, including balance transfer cards and debt settlement plans.

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

February 14, 2025

Worrying about your estate and planning for the future is important.

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Credit Card Debt Lawyer: Should You Use One?
Gina Freeman (Pogol)

February 14, 2025

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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How to Read Your Credit Card Statement
Peter Warden

February 14, 2025

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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How to Deal with a Frozen Bank Account
Rebecca Lake

February 14, 2025

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

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How Often Does Your Credit Score Update?
Peter Warden

February 14, 2025

Your credit score is updated every time a lender or creditor provides new data to the credit bureaus.Your credit score changes based on the most recent data and…

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How to Refinance Credit Card Debt
Richard Barrington

February 14, 2025

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

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How Does Consumer Credit Counseling Work?
Rebecca Lake

February 14, 2025

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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Why Did My Credit Score Drop?
Richard Barrington

February 14, 2025

Did you check your credit and ask, “Why Did My Credit Score Drop”? Learn 10 reasons why your credit score can suddenly drop and…

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What Is Debt Resolution?
Rebecca Lake

February 13, 2025

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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Credit Card Debt Help: What You Need to Know
Erik J. Martin

February 13, 2025

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

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Credit Card Debt Relief
Erik J. Martin

February 13, 2025

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

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Statute of Limitations on Credit Card Debt
Peter Warden

February 13, 2025

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

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Is a 600 Credit Score Good or Bad?
Richard Barrington

February 13, 2025

A 600 credit score is considered a sub-prime and not a good score. Find out more about your credit score and learn steps you can take to improve your credit.

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Why High Housing Costs Might Force the Fed to Keep Raising Rates
Charles Morgan Evans

February 13, 2025

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

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Student Loan Forgiveness
Richard Barrington

February 13, 2025

Student loan forgiveness programs may help you get out of student loan debt. Learn how to qualify for student loan forgiveness, settlement, and bankruptcy.

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Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

February 13, 2025

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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Recession Preparation: How Can You Protect Yourself?
Gina Freeman (Pogol)

February 13, 2025

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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Subsidized vs Unsubsidized Loans
Richard Barrington

February 13, 2025

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

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How to Save on Furniture in 2022
Gina Freeman (Pogol)

February 13, 2025

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

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Perfect Credit: How to Get the Highest Credit Score
Rebecca Lake

February 13, 2025

Learn what the highest credit scores are for different scoring models and how to get the best credit score possible.

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FICO Score vs. Credit Score – What Is the Difference?
Rebecca Lake

February 13, 2025

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

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How Does Debt Consolidation Work?
Richard Barrington

February 13, 2025

Learn how debt consolidation works and if it's the right debt solution for you.

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How Do Student Loans Affect Credit Score?
Rebecca Lake

February 13, 2025

Learn how having student debt can help or harm your credit scores.

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How to Check Your Credit Score
Rebecca Lake

February 13, 2025

Learn how to check your credit score for free, how to check your credit score without hurting it, and where to get a free credit score.

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