All Articles

Spring Survey: Consumers Plan to Buy Cars Despite Costs
Gina Freeman (Pogol)

February 13, 2025

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

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What Is Loan Consolidation?
Richard Barrington

February 13, 2025

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What Is a Good Credit Score
Richard Barrington

February 12, 2025

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

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How to Pay Off Debt
Tammi Huang

February 12, 2025

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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Is Debt Consolidation a Good Idea?
Richard Barrington

February 12, 2025

When is debt consolidation a good idea? Yes, debt consolidation is a good idea if you can gain a financial benefit. However, in certain cases, you might dig yourself...

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Credit Score Chart and Credit Score Range
Richard Barrington

February 12, 2025

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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How to Raise Your Credit Score
Richard Barrington

February 12, 2025

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

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Coronavirus Stimulus Package: What it Means For You
Steve Tanner

February 12, 2025

Learn what's in the coronavirus stimulus package.

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How to Beat Inflation
Gina Freeman (Pogol)

February 12, 2025

Learn how to invest to beat inflation, how to deal with food inflation and price increases in 2022.

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Will Coronavirus Testing Add to My Medical Debt?
Molly Zilli

February 12, 2025

Learn more about the potential costs of coronavirus testing and treatment so you can try…

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If You Have Lost Medical Insurance, You’re Not Alone
Justine Nelson

February 12, 2025

During the coronavirus pandemic, more than one in seven adults have become uninsured. So if…

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The New Coronavirus Stimulus Package: What Will You Get Now
Anna Baluch

February 12, 2025

Congress has reached agreement on a new $900 billion COVID-19 stimulus package. Here is some…

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How Access to Care and Insurance Affects Medical Debt
Steve Tanner

February 12, 2025

Access to medical care for low-income persons disproportionately impacts people of color, especially African Americans,…

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Open Enrollment 2021: 7 Ways to Save Money on Healthcare Next Year
Steve Tanner

February 12, 2025

Here are 7 ideas that may help you save money on healthcare and still get…

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Are Lawsuit Settlements Taxable?
Erik J. Martin

February 12, 2025

How are lawsuit settlements taxed. Can you avoid taxes on lawsuit settlements?

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3 Common Financial Mistakes New Grads Make
Gina Freeman (Pogol)

February 12, 2025

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

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5 Ways to Take an Affordable Family Vacation This Summer
Gina Freeman (Pogol)

February 12, 2025

How to take a family vacation without going into debt. Budget vacation options.

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Basic Money Management Skills Everyone Should Have
Aly J. Yale

February 12, 2025

Everyone needs basic money management skills. They can help you save money and stay out of debt.

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What Is Biden’s Student Loan Forgiveness Program?
Erik J. Martin

February 11, 2025

Can the Biden student loan forgiveness plan help you?

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What are Credit Card Debt Relief Programs?
Aly J. Yale

February 11, 2025

Credit card relief programs could help you get out of credit card debt faster and…

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Bankruptcy: Understand Your Options
Richard Barrington

February 11, 2025

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

February 11, 2025

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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How to Cancel a Credit Card
Peter Warden

February 11, 2025

Learn how to cancel a credit card safely to protect your finances and your credit score.

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COVID Credit Card Debt Relief: Who Offers It?
Richard Barrington

February 11, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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What Is a Home Equity Loan?
Gina Freeman (Pogol)

February 11, 2025

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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