Improve Your Financial Health in Albany: Consider Debt Consolidation

New York State’s capital, Albany, also serves as the economic and cultural center of the area known as the Capital District. The district also includes the nearby cities and suburbs of Troy, Schenectady, and Saratoga Springs.Eastern New York State is also known as Tech Valley due to the high number of technology companies who do business in the region– with the Capital District in Albany being seen as the cornerstone of the industry. Many companies, such as American Express, J.P. Morgan and Chase, Merrill Lynch, General Electric, Verizon, and Goldman Sachs have offices in this upstate city.

The technology growth and presence of Fortune 500 companies is a boon for the many residents of Albany employed by these companies. It means they have enough to live on and are able to pay their bills. They may even have money left over to sock away in a savings account. But it’s important to note that not everyone is in this enviable situation.

Many folks don’t have a savings account—in fact, many are plagued by credit card debt. If you fall into this category, you can get help today. Get your free debt evaluation by contacting a debt specialist today. There are several solutions that may surprise you, but you won’t know what they are till you make the call to 800-910-0065 .

Request a free debt evaluation to find out how we could help you:

• Resolve your debt faster
• Significantly reduce what you owe
• Make one low monthly program payment

Solve Your Debt Problem

Which Debt Relief Solution Is For You?

There is a variety of debt solutions available to those burdened by massive debt. Here’s an overview of what is available to Albany residents.

Debt Consolidation

You might be a good candidate for debt consolidation if you have a massive amount of debt. With debt consolidation, you get a loan from a debt consolidation company or bank to pay your other creditors. Then you can make just 1 payment every month instead of multiple payments.

Debt Counseling

A debt counselor helps you create a budget that can help you pay down existing debt. Be aware that debt counselors often lead you to other services, such as debt consolidation. Albany residents should make sure to research debt counseling services in the area and do their research.

Debt Settlement

If you have a lot of debt, debt settlement could be right for you. Albany residents could settle their debt by working with a company to reduce and resolve debt. The company negotiates with your creditors on your behalf while you make monthly deposits into a program account you control. When the debt settlement company reaches an agreement with one of your creditors for a payment that is lower than the original owed amount, you can resolve the debt using the funds in your account.

Albany residents also have other options besides debt counseling, resolution and debt consolidation, like bankruptcy and cash-out refinance. However, there are benefits and drawbacks to every debt program. That’s why it’s important to call today for a free debt evaluation to find the right solution for you: 800-910-0065

Debt Consolidation in Albany

With an estimated population of 1.1 million in the 2013 census, the Capital District is the third-most densely populated region in the state. With this many humans sharing space in Albany, you can be sure you’re not alone if your financial situation is characterized by a huge amount of debt. But unlike some, if you’re reading this article, you know now that there are solutions to your problem.

Whether it’s resolution, counseling or debt consolidation, Albany residents have options. Call today to find out what debt management solution is right for your situation: 800-910-0065