Credit Card Debt Articles

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

Credit card debt can be overwhelming. Learn to crush it with these tips.

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

Worrying about your estate and planning for the future is important.

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

Credit card relief programs could help you get out of credit card debt faster and…

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

Why is it bad to max out your credit card? Learn how to deal with maxed out credit cards and get debt under control.

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

Before they go to college, or maybe even before, you'll want to teach your kids…

The Fed’s new policy might affect your credit card debt. Find out how and what…

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

Credit cards can help you, rather than hurt you in a recession, as long as…

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

Getting a credit card after debt settlement is realistic and possible, and we’ll show you how.

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.