Debt Solutions Articles

DIY Debt Solutions
Ashley Maready

January 23, 2026

If you’re ready to tackle debt, you’ve got the power. Here’s how to approach DIY debt payoff.

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

January 23, 2026

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

January 23, 2026

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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How to Deal With Collection Agencies
Dana George

January 23, 2026

Debts eventually become uncollectible. Once a debt expires, collectors can't legally sue you—but some still try. Learn more here.

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Hardship Program for Debt: Your Complete Guide to Financial Relief [2025]
Robin Hartill, CFP

January 23, 2026

Look into a debt hardship program if you're struggling, as these programs could help you save money and stress.

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Top 5 Tough Conversations that Could Help You Put Debt Behind You
Ben Gran

January 22, 2026

Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.

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How to Use Your Home Equity to Pay Off Student Loans
Richard Barrington

January 22, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

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Debt Load and Your Finances
Cole Tretheway

January 22, 2026

Learn how much debt might be too much for you. Find out where you stand and take control of your debt.

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6 Steps to Finally Get Rid of Your Debt in 2026
Kimberly Rotter

January 22, 2026

If debt is weighing you down, you have options, from payback plans to debt relief. Get the details here.

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6 Fun Ways to Stay Motivated on Your Debt Payoff Journey
Kimberly Rotter

January 21, 2026

Making debt payoff fun could help you stay motivated to say goodbye to your creditors for good.

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4 Reasons People Stay In Debt (and What To Do About It)
Ashley Maready

January 21, 2026

People get into debt for many reasons. But sometimes, they stay in debt because they…

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5 Ways to Get Rid of Debt Stress
Brittney Myers

January 21, 2026

Does thinking about your debt cause you anxiety or keep you up at night? Try these tips to manage debt stress.

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Meet our Clients: Arrowyn A.
Anna Baluch

January 21, 2026

Freedom Debt Relief provides everyday Americans with the knowledge and resources they need to resolve…

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9 Smart Ways to Pay off Student Loans
Cole Tretheway

January 21, 2026

Learn how to pay off student loans in seven smart and effective ways that maximize…

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Best Apps to Help Pay Off Student Loans Faster
Ben Gran

January 20, 2026

Overdue on student loans? Need to pay off debt? These student loan apps can help get rid of debt faster.

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The Psychological Benefits of Settling Your Debts 
Lyle Daly

January 20, 2026

Your debt could be affecting your mental health. Here’s what debt settlement can do to help.

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Is a Balance Transfer Card Harder to Get Right Now?
Lyle Daly

January 20, 2026

A balance transfer credit card might not be difficult to get, but it might not help you with your debt. Read on for your debt management options.

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Credit Card Counseling Pros and Cons: A Complete Analysis for 2025
Brittney Myers

January 19, 2026

Credit counselors can help a lot, but they have their limits. Learn the credit counseling pros and cons in our guide.

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Can You Get An Emergency Loan With Bad Credit?
Brittney Myers

January 19, 2026

Sometimes you need money in a hurry. But bad-credit loans can be bad news. Consider these better options.

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How Does Debt Settlement Work?
Noelle Marr

January 18, 2026

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s four-step process.

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What Is Debt Settlement?
Gina Freeman (Pogol)

January 18, 2026

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement programs.

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What to Do if a Debt Collector Calls You for Someone Else's Debt
Maurie Backman

January 18, 2026

Debt collectors have to follow certain rules. Here’s what to do if you’re contacted for a debt you never racked up.

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7 Bad Ways to Pay Off Debt (and What to Do Instead)
Lyle Daly

January 17, 2026

Trying to decide what to do about your debt? Check out these bad debt payoff methods so you know what not to do.

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Meet Our Clients: Mike M.
Jessica Thiefels

January 17, 2026

After years of feeling stuck, Mike M. contacted Freedom Debt Relief and took control of…

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What Are the Signs I Should File for Bankruptcy?
Dana George

January 16, 2026

When debt creeps up on you, bankruptcy is one option. Keep reading to learn more about bankruptcy and its alternatives.

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Forget $5 Coffees. Here's How to Save Big Money and Slash Your Debt
Ben Gran

January 16, 2026

Cutting back on coffee could help you get out of debt. But here’s how to make even bigger moves.

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