Debt Solutions Articles

Should You Go Debt-Free? Pros and Cons of Debt-Free Living
Gina Freeman (Pogol)

December 15, 2025

Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Here's how to achieve your debt-free goals.

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Stay Debt Free This Holiday Season
Maurie Backman

December 15, 2025

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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How Does Medical Debt Show Up on Your Credit Report?
Kimberly Rotter

December 14, 2025

A rule keeping medical debt off credit reports has been struck down by the courts, but some protections remain in place.

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How to Pay Off Debt When You Can Only Work Part-Time
Maurie Backman

December 14, 2025

A part-time salary doesn’t have to stop you from becoming debt-free.

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How to Motivate Your Spouse to Pay Off Debt
Maurie Backman

December 14, 2025

Working with your spouse to pay off debt can increase your chance of success. Here’s how to get motivated.

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How Much Debt Can Be Forgiven With Debt Settlement?
Kimberly Rotter

December 14, 2025

Got too much debt? Here’s how debt settlement might help.

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What is Unsecured Debt?
Richard Barrington

December 14, 2025

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

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How to Get Back on Track After Missing Debt Payments
Natasha Etzel

December 14, 2025

You can recover after falling behind on debt payments. We’ll show you how to get back on track.

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How Much Can You Usually Settle a Debt For?
Dana George

December 14, 2025

Debt settlement could help you significantly reduce your debt and put it behind you. Find out how much you could offer.

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Bankruptcy: Understand Your Options
Richard Barrington

December 13, 2025

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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Debt Snowball or Debt Avalanche: Which is Better?
Cole Tretheway

December 13, 2025

Two of the most popular debt payoff strategies—and the one you’ll actually stick to.

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The Gift of Financial Freedom—How to Avoid Holiday Debt
Lyle Daly

December 13, 2025

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.

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Debt—Is It a Dating Deal Breaker?
Tammi Huang

December 13, 2025

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

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Could a Lifestyle Change Help You Get Rid Of Debt Faster?
Natasha Etzel

December 13, 2025

Switching up your usual could help you get rid of debt faster. Here are a few lifestyle choices that could help.

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Cutting These 5 Expenses Could Help You Pay Off Debt
Maurie Backman

December 13, 2025

You can’t slash every expense, but here are a few that may be easier to cut than you’d expect.

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Debt Management Program: What Is It and How to Find One
Dana George

December 13, 2025

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

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How Much Does Bankruptcy Cost?
Gina Freeman (Pogol)

December 12, 2025

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

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Is Debt Settlement Worth It?
Kailey Hagen

December 12, 2025

Debt settlement could be a powerful debt relief tool. Here's how to know whether it's the right option for you.

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How Much Does Credit Counseling Cost?
Natasha Etzel

December 12, 2025

Credit counseling could help you but it’s usually not free. Learn more here.

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Why Dealing with Debt Isn’t as Scary as You Think
Ben Gran

December 12, 2025

Debt gets less scary when you start tackling it. We’ll show you how.

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Ways to Pay Off Wedding Debt
Maurie Backman

December 12, 2025

Don’t let lingering wedding debt fester. Here are four ways to pay it off.

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How Do I Talk to Someone I Want to Help Get Out of Debt?
Charla Myers

December 11, 2025

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

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How to Negotiate Debt Settlement on Your Own: A DIY Guide
Aly J. Yale

December 11, 2025

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

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What Is Debt Resolution?
Rebecca Lake

December 11, 2025

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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Debt Relief vs. Bankruptcy: What’s Right for You?
Gina Freeman (Pogol)

December 11, 2025

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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Credit Counseling vs. Debt Relief vs. Bankruptcy: Which Option Is Right for You? [2025 Guide]
Kimberly Rotter

December 11, 2025

When you’re drowning in debt, you have options. Learn how to choose the debt solution that fits best.

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