Debt Solutions Articles

What Happens If a Bill Goes to Collections
Dana George

October 30, 2026

When it comes to dealing with a debt collector, you have options. Here's what you can expect and the steps you can take.

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Charge-Off vs. Cancellation of Debt
Rebecca Lake

October 30, 2026

A charge-off means a creditor has given up on trying to collect, but it doesn't make the debt go away. Cancellation of debt could, however, reduce what you owe.

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The Statute of Limitations on Debt Has Passed. Now What?
Kailey Hagen, CFP

October 30, 2026

The end of the statute of limitations could be a game-changer for your debt. Here’s how to handle it.

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How Long After Debt Settlement Can I Buy a House?
Dana George

October 30, 2026

Debt settlement won't end your homeownership dreams for good, but it might delay them a bit. Here's the deal.

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How Much Can Debt Settlement Reduce My Total Debt?
Kimberly Rotter

October 29, 2026

Got too much debt? Here’s how debt settlement might help.

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How to Negotiate Debt Settlement on Your Own
Maurie Backman

October 29, 2026

Some—but not all—creditors may settle your debt if you negotiate well. Here’s how to pull it off.

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Debt Relief vs. Bankruptcy: What’s Right for You?
Gina Freeman (Pogol)

October 28, 2026

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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Debt Settlement Companies: What They Are and How to Find One
John Russo

October 28, 2026

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking these 4 questions.

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How to Write a Debt Settlement Letter
Rebecca Lake

October 28, 2026

Learn how to write an effective debt settlement letter that can help you achieve your goals. You can use our debt settlement letter template as a guide.

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Debt Settlement Pros and Cons
Gideon Sandford

October 28, 2026

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls of debt settlement.

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3 Things to Do ASAP When You're Overwhelmed with Debt
Kailey Hagen, CFP

October 28, 2026

Getting out of debt is possible. Here's a step-by-step guide to taking control of your finances.

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Emergency Loans: Are They Available?
Richard Barrington

October 28, 2026

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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How Does Debt Settlement Work?
Ben Gran

October 28, 2026

If you’re struggling with overdue credit cards and other debts, debt relief through debt settlement might help solve your debt problems. Find out how it works.

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How Much Will a Debt Collector Settle For?
Dana George

October 28, 2026

Debt settlement could help you significantly reduce your debt and put it behind you. Find out how much you could offer.

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Drowning in Debt: It's Time to Explore Options
Kimberly Rotter

October 28, 2026

When you’re drowning in debt, there’s a lifesaver to grab. Here are your options when your debt is too big.

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How to Settle Your Debt With Creditors
Kimberly Rotter

October 28, 2026

If you have unsecured debt that’s become overwhelming, debt settlement could be a way to get rid of it. Here's how.

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Client Stories: Mounting Credit Card Interest Prompts Action
Aimee Bennett

October 27, 2026

A story about a Freedom Debt Relief client who funded his college life with credit cards and faced mounting credit card interest.

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Client Stories: Unexpected Life Circumstances Build Up To Debt Challenge
Aimee Bennett

October 27, 2026

A story about a Freedom Debt Relief client who faced a debt challenge after funding her college life with credit cards, and had unexpected medical expenses.

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Meet Our Clients: Maxine T.
Anna Baluch

October 27, 2026

Freedom Debt Relief strives to help everyday Americans resolve their debts and create brighter financial…

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Meet our Clients: Chris A.
Anna Baluch

October 27, 2026

Freedom Debt Relief is passionate about helping everyday Americans move towards a better financial future.…

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Meet Our Clients: Laura A.
Anna Baluch

October 27, 2026

Our Freedom Debt Relief clients have each taken a journey to get on the path…

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Could Zombie Foreclosure Happen To You? Don't Make This One Big Mistake
Ben Gran

October 27, 2026

Have an old unpaid second mortgage? You might hear from debt collectors. See how to avoid zombie foreclosure.

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Snowball vs. Avalanche Method: Your Total Cost
Kimberly Rotter

October 27, 2026

The debt snowball approach focuses on psychology not math, but how big is the cost of choosing it over alternatives?

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Meet Our Clients: Peggy and Howard
John Russo

October 26, 2026

Find out how our clients, Peggy and Howard Powell saved money and got out of…

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Meet Our Clients: Patti B.
Anna Baluch

October 26, 2026

Freedom Debt Relief shares our client stories of facing down debt and moving to a…

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Should You Go Debt-Free? Pros and Cons of Debt-Free Living
Gina Freeman (Pogol)

October 25, 2026

Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Here's how to achieve your debt-free goals.

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