Debt Solutions Articles

What is Unsecured Debt?
Richard Barrington

April 2, 2025

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

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How Do I Talk to Someone I Want to Help Get Out of Debt?
Charla Myers

April 1, 2025

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

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Debt Counseling: Make it Work for You
Erik J. Martin

April 1, 2025

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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Debt Settlement: A Comprehensive Guide to Resolving Your Debts

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

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What if I Can’t Pay My Rent?
Richard Barrington

April 1, 2025

Trouble paying rent is a common problem, but you may be able to get financial help to avoid eviction.

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6 Steps to Finally Get Rid of Your Debt in 2025
Mallika Mitra

April 1, 2025

Take control of your finances in 2025 with six steps to get rid of debt, from choosing a repayment plan to negotiating with creditors. Start your debt-free journey today.

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What Are Debt Strategies?
Richard Barrington

March 31, 2025

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

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How a Debt Management Plan Can Help You Get Back on Track
Jane Meggitt

March 31, 2025

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

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Emergency Funds: How to Prepare for the Unexpected
Gina Freeman (Pogol)

March 31, 2025

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

March 31, 2025

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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Debt Relief vs. Bankruptcy: What’s Right for You?
Gina Freeman (Pogol)

March 31, 2025

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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Should I file for bankruptcy?
Dana George

March 31, 2025

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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Emergency Loans - Are They Available?
Richard Barrington

March 30, 2025

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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How Does Consumer Credit Counseling Work?
Rebecca Lake

March 30, 2025

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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What Is Debt Resolution?
Rebecca Lake

March 30, 2025

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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How to Pay Off Debt
Tammi Huang

March 29, 2025

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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5 Ways to Get Rid of Debt Stress
Brittney Myers

March 28, 2025

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

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Bankruptcy: Understand Your Options
Richard Barrington

March 28, 2025

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

March 28, 2025

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

March 27, 2025

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

March 27, 2025

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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How to Deal With Collection Agencies
Peter Warden

March 27, 2025

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

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What Is a Balance Transfer?
Richard Barrington

March 27, 2025

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

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How to Pay Off Medical Debt
Janie Basile

March 27, 2025

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

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What Is Credit Counseling?
Richard Barrington

March 27, 2025

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

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How to Be Debt-Free by Retirement
Richard Barrington

March 26, 2025

How to retire debt-free: Should I pay off my mortgage before I retire?

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