Personal Finance Articles

Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

January 25, 2022

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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January is Poverty in America Awareness Month
Molly Zilli

January 15, 2021

January is National Poverty in America Awareness Month, so now is a good time to…

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How to Get Your Recovery Rebate Credit
Anna Baluch

January 12, 2021

If you didn’t receive one or both stimulus payment(s), or received less than you’re entitled…

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Should You File Your Taxes Early This Year?
Sara Korn

January 7, 2021

Here’s what you need to know to get your tax refund as quickly as possible…

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How Will You Spend Your Second Stimulus Check?
Molly Zilli

January 5, 2021

The new COVID-19 Economic Relief Bill includes another round of stimulus checks. If you receive…

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Now’s the Time to Deal with Holiday Debt – Here’s How
Anna Baluch

January 4, 2021

How do you get rid of your holiday debt and move to a healthier financial…

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12 Smart Money Management Tips to See You Through 2021
Anna Baluch

December 30, 2020

Ready to get 2021 off on the right foot financially? We have 12 smart money…

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When do COVID Relief Unemployment Benefits End?
Steve Tanner

December 29, 2020

You may have concerns about federal COVID relief ending in 2021, including extra benefits for…

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Money Management in 2020 and Beyond: This Year’s Top Posts
Molly Zilli

December 28, 2020

To help you start off the New Year with the benefit of hindsight in money…

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Almost Half of Americans Are Earning Less Than Before COVID
Justine Nelson

December 22, 2020

The pandemic has created a strenuous environment for many Americans, especially when it comes to their finances. Even as 2020 comes to an end, nearly half of working Americans say their income is still less than what it was pre-pandemic. While vaccines bring the hope that things will eventually return to something like normal, financialRead more Almost Half of Americans Are Earning Less Than Before COVID

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3 Money Management Mistakes to Avoid in 2021
Anna Baluch

December 21, 2020

Ready for a better financial situation in 2021? Here are our top three money management…

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When Do Coronavirus Aid and Government Stimulus Programs End: Round Up
Michael Micheletti

December 17, 2020

Do you rely on the coronavirus aid and government stimulus programs that are ending in…

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Why You Should Have a Will, Even if You’re Not Rich
Anna Baluch

December 15, 2020

A will is an essential legal document that you need, even if you’re not rich.…

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Did You Change Your Spending Habits During COVID?
Steve Tanner

December 8, 2020

If you've changed your spending habits during COVID-19, you're not alone. Now's the time to…

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The Season of Giving: How We Will Give Back This Year
Tanya Sotos

December 14, 2020

With the challenges of 2020, this can be a difficult year to give to charity.…

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Giving to Charity Using the CARES Act Charitable Deductions
Sara Korn

December 10, 2020

The CARES Act allows a special $300 above-the-line tax deduction for cash donations made directly…

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How to Feel Rich During the Holidays Without Going Into Debt
Anna Baluch

December 7, 2020

Even if you don’t make a ton of money, you can still feel rich during…

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5 Ways to Improve Your Financial Literacy
Justine Nelson

November 10, 2020

If you have made it a goal to learn more about personal finance, then you…

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Boost Your Holiday Budget with Seasonal Employment from Home
Steve Tanner

November 18, 2020

There's a lot of pressure to spend money during the holidays, even if you're worried…

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7 Ways to Save More for Retirement, Starting Now
Justine Nelson

November 16, 2020

Building a retirement nest egg starts with an effective retirement savings plan. Here are seven…

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What the Latest Jobs Report Could Mean for Your Finances
Sara Korn

November 2, 2020

The employment situation has improved, but it will be a long road to a full…

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Should You Change Your Financial Planning?
Sara Korn

November 24, 2020

As 2020 draws to a close, it’s time to start thinking about your long-term financial…

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More Americans Than Ever Had a Bank Account – Last Year
Anna Baluch

October 26, 2020

2019 was a year with a record low unbanked rate, but the pandemic changed this…

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Black Friday Savings and Shopping: 2020 Edition
Anna Baluch

November 23, 2020

If you’d like to take advantage of the country’s favorite day of bargains during this…

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How Voting Can Affect Your Personal Finances
Justine Nelson

October 20, 2020

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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What Is the Community Reinvestment Act?
Sara Korn

October 12, 2020

What is the CRA? What role does it play in social justice and how does…

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Beyond Coupons: How to Save Money Shopping
Anna Baluch

October 19, 2020

Want to save money shopping during the recession and beyond? Check out these creative ways…

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Household Wealth Grew This Year — Why Doesn’t It Feel Like It?
Anna Baluch

October 6, 2020

Reports say household wealth grew this year, so why doesn't it feel like it for…

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Open Enrollment 2021: Should You Change Health Insurance in a Pandemic?
Steve Tanner

October 5, 2020

There are some good reasons to change health insurance plans, even during a pandemic. Explore…

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Ways to Save Money During the Pandemic That We Didn’t Expect
Anna Baluch

September 28, 2020

Looking for ways to save money during the coronavirus pandemic? Our team members found some…

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Should Your Company Reimburse Work-From-Home Expenses?
Anna Baluch

September 22, 2020

If you’re working remotely and wondering if your company is required to reimburse you for…

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Moving Back in With Mom and Dad — How to Make the Money Work
Justine Nelson

September 21, 2020

Need to move back home with mom and dad? Here are tips for both parents…

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Open Enrollment 2021: Do You Need an HSA?
Steve Tanner

September 17, 2020

As open enrollment begins, you may want to consider enrolling in an HSA, which is…

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Changes in Eviction Protection: Update
Sara Korn

September 11, 2020

The CDC extended eviction protection through the end of 2020 to all U.S. renters who…

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Open Enrollment 2021: Does Open Enrollment Matter More this Year?
Steve Tanner

September 10, 2020

It's almost time for open enrollment 2021. What is open enrollment? It's a limited time…

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Convenient Alternatives to Credit Cards
Lindsay Vansomeren

November 5, 2019

Using a credit card isn't always the best option, especially if you're trying to reduce…

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In a Strong Market, Here are Smart Ways to Increase Your Home Value
Sara Korn

September 4, 2020

If you’re doing renovations to increase your home’s value, use rewards cards or smart financing…

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Women Hit Harder by Recession, Loss of Childcare: How We’re Coping
Anna Baluch

September 2, 2020

How are you coping with work from home, school from home, and the pandemic "she-cession"?…

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Should You Start a 529 Plan?
Justine Nelson

September 1, 2020

Should you start a 529 plan? A 529 plan can help you save for college…

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What is Budget Billing?
Anna Baluch

August 31, 2020

Do the ups and downs of your utility bills make it hard to stick to…

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If You Missed Your Stimulus Check for Dependents, You have Another Chance
Justine Nelson

August 26, 2020

The first round of stimulus checks went out to some without the $500 for their…

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Back-to-School Budget 2020: How to Save Money This Year
Anna Baluch

August 24, 2020

No matter how your children will be returning to school in 2020, there are ways…

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Would a Payroll Tax Cut Help You?
Justine Nelson

August 20, 2020

President Trump issued an executive order to cut payroll taxes for working Americans making less…

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Does Eviction Protection Still Apply to You?
Anna Baluch

August 10, 2020

Has the coronavirus pandemic made it difficult for you to pay rent? If so, find…

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Best and Worst States for Coronavirus Unemployment Benefits
Sara Korn

August 6, 2020

Where does your state rank when it comes to unemployment benefits? Learn which states pay…

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What’s Your Financial Next Normal?
Anna Baluch

August 5, 2020

Thanks to the pandemic, we are all adjusting to a new normal. But what's next?…

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We Weren’t Saving for Retirement Before, Now it’s Even Harder
Justine Nelson

August 3, 2020

Widespread unemployment has led to more hardship as Americans struggle to save for retirement. Here’s…

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Is Your Financial Stress at an All Time High?
Anna Baluch

July 30, 2020

Even if your financial stress is at an all time high, there are ways to…

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You Built an Emergency Fund During Lockdown. Time to Spend It?
Justine Nelson

July 22, 2020

Many Americans have built up savings during the COVID-19 lockdown. But times are still hard.…

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3 Things You Might Need More Than a Stimulus Check
Anna Baluch

July 20, 2020

A second round of stimulus checks would be helpful but they aren’t the key to…

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