Personal Finance Articles

5 Money Tips for Recent Grads
Aimee Bennett

April 7, 2025

We’ve got five financial tips to make the transition out of college go smoothly for…

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Debit or Credit?
Tammi Huang

April 7, 2025

Should you use debit or credit to make that purchase? It depends on a number of factors, including your personal preferences, your budget, and more.

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Is Severance Pay Taxable? How Job Loss Affects Your Taxes
Richard Barrington

April 7, 2025

How is severance pay taxed when you lose your job? There are no tax breaks when you lose your job.

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What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?
Richard Barrington

April 7, 2025

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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What Does it Mean to be a Cosigner?
Richard Barrington

April 7, 2025

Cosigning means taking legal responsibility for a loan. Learn how cosigning might impact your finances and credit, and how to protect yourself.

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How Could the New Biden Administration Affect My Money?
Steve Tanner

April 5, 2025

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

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Financial House Cleaning: How to Organize Your Finances in 2021
Anna Baluch

April 4, 2025

Just like a messy home, messy finances can be stressful and overwhelming. Here are a…

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Americans Spending Stimulus Check on Bills, Debt
Sara Korn

April 4, 2025

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

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Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

April 4, 2025

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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What is a 401k Plan?
Jacqueline Backman

April 3, 2025

What is a 401k plan? If you're just starting out, or even if you have been working for a while, learn more about using a 401k to save for your retirement.

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Couponing: A Beginner’s Guide
Sarah Li Cain

April 3, 2025

Whether you clip them out of newspapers, flyers, grab them when you enter the store,…

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How to Deal With Overdraft and a Negative Bank Account
Erik J. Martin

April 3, 2025

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

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How to Open a Bank Account That No Creditor Can Touch
Peter Warden

April 2, 2025

There are four tactics for protecting deposits from creditors.

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What to Do When Your Spouse Loses Their Job
Anna Baluch

April 2, 2025

Wondering what to do when your spouse loses their job? These tips can help you…

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How to Save Money on Vacation
John Russo

April 1, 2025

Find out how to save money on your next summer vacation by setting up a vacation budget, finding fun free events, and more.

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Denied a Credit Card? Here’s What to Do Next
Jane Meggitt

April 1, 2025

If you were denied a credit card, the card issuer must tell you the reason. Get on track to improve your credit score. Learn more from our expert

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Are there Any Financial Benefits to Work From Home?
Kailey Hagen

April 1, 2025

Find out which financial goals are important to prioritize during the coronavirus pandemic so you…

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What Is Household Wealth?
Richard Barrington

April 1, 2025

What is household wealth, how is household wealth calculated, household net worth equals your assets minus liabilities

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60% of Americans Aren’t Saving Enough for Retirement
Kailey Hagen

April 1, 2025

Our latest survey revealed that 60% of Americans aren’t saving enough for retirement. If that…

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4 Money Management Mistakes to Avoid in 2025
Lyle Daly

April 1, 2025

Ready for a better financial situation 2025? Here are our top four money management mistakes to avoid this year.

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Budgeting Hacks: Ways to Start or Improve Your Budget
Thilini Wijesinhe

March 31, 2025

A budget can help you achieve your financial goals faster. Find out how to make a simple budget and stick to it.

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Top Apps to Save Money: Let Your Money Grow
Erik J. Martin

March 31, 2025

With the help of a smartphone app, you can create better saving habits. Read our review of the top money-saving apps on the market today.

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How Household Debt Impacts Your Everyday Life
Richard Barrington

March 31, 2025

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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What is a Financial Emergency and How to Deal With One
Richard Barrington

March 31, 2025

Learn how to prevent abrupt financial emergencies from turning into a long-term financial problem.

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How to Deal with a Frozen Bank Account
Rebecca Lake

March 30, 2025

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

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Why High Housing Costs Might Force the Fed to Keep Raising Rates
Charles Morgan Evans

March 29, 2025

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

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