Personal Finance Articles

Year-Round Tax Planning Strategies
H&R Block

November 23, 2025

Tax experts from H&R Block discuss how to plan for taxes throughout the year and prepare for changes to your W-4 coming up in 2019.

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Was Your College Education Worth the Cost? 39% of Americans Say “No”
John Russo

November 23, 2025

39% of people we surveyed stated their college education wasn’t worth the cost, so we asked financial experts to weigh in on how to deal with student debt

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5 Tips to Improve Your Credit Score
Ashley Maready

November 23, 2025

One of the best ways to improve your overall financial health, is to improve your credit score. Here are 5 tips on how to do just that.

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13 Health Insurance Terms You Need to Know
Sarah Li Cain

November 23, 2025

Choosing a health insurance plan can be tricky. Get started by learning about these 13 health insurance terms to help educate yourself.

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How to Increase Home Value
Jessica Thiefels

November 23, 2025

If you're about to put your home on the market, then you'll want to check out these low cost and relatively simple ways to increase home value on a budget.

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Access to Banking: What Does Underbanked Mean?
Steve Tanner

November 23, 2025

A disproportionate number of African Americans are underbanked or unbanked, which can diminish their access…

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The Best Financial Tips We Learned from Our Dads
John Russo

November 23, 2025

For many of us, our introduction to financial health and planning came from our dad…

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How to Reduce Expenses and Save Money Every Month
Jessica Thiefels

November 23, 2025

Whether money’s tight or you’re trying to get out of debt faster, you’re probably wondering how to reduce expenses and save money. Here are some tips.

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Moving Back in With Mom and Dad: How to Make the Money Work
Ben Gran

November 23, 2025

Need to move back home with mom and dad? Here are tips for both parents…

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Emergency Funds: Everything You Need to Know to Prepare Yourself for a Financial Emergency
Kailey Hagen

November 22, 2025

Building an emergency fund is one of the best decisions you'll ever make for your finances.

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How to Open a Bank Account That No Creditor Can Touch
Cole Tretheway

November 22, 2025

There are four tactics for protecting deposits from creditors.

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How to Make a Budget Plan Even if You Hate Math
Jessica Thiefels

November 22, 2025

Find out how a budget could help you save more money—even if you hate math. We have 5 easy ways to keep you on track with minimal math.

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ASU Study: Freedom Debt Relief Clients Are 24% More Financially Healthy
John Russo

November 22, 2025

The L. William Seidman Research Institute at ASU found that Freedom Debt Relief clients are…

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Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

November 22, 2025

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

November 22, 2025

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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8 Financial Goals for 2019
Sarah Li Cain

November 21, 2025

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

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4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

November 21, 2025

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

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4 Simple Ways to Improve Your Finances in 2025
Tammi Huang

November 21, 2025

Many people want to get financially healthy this year. If you're wondering how to improve…

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How Voting Can Affect Your Personal Finances
Ben Gran

November 21, 2025

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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Open Enrollment 2021: Do You Need an HSA?
Maurie Backman

November 21, 2025

As open enrollment begins, you may want to consider enrolling in an HSA, which is…

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Basic Money Management Skills Everyone Should Have
Aly J. Yale

November 21, 2025

Everyone needs basic money management skills. They can help you save money and stay out of debt.

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How to Save $100 by Unsubscribing from Entertainment Apps
Cole Tretheway

November 21, 2025

Many of us have no idea what we spend on subscription services every year. How…

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Same-Sex Couples Denied a Mortgage More Often
Ashley Maready

November 21, 2025

A study shows same-sex couples are denied a mortgage more often than then heterosexual couples.…

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Learn a New Language: The Language of Money
Maurie Backman

November 21, 2025

Looking for a productive way to spend your extra time at home during quarantine? Learn…

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What is a grace period
Richard Barrington

November 21, 2025

A grace period could help you manage cash flow when bills are due, or save money on credit card purchases. Learn how to manage your grace periods.

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11 Creative Ways to Save for Emergencies When You’re Broke
Lindsay Vansomeren

November 21, 2025

Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.

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