Personal Finance Articles

What You Should Know About Credit Discrimination
Cole Tretheway

July 31, 2026

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

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How to Create a Bare-Bones Budget When You’re in Debt
Natasha Etzel

July 31, 2026

Want to stop overspending? Learn how to create a bare-bones budget.

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Why Financial Literacy Is Not Just a Buzz Term
Maurie Backman

July 31, 2026

Building your financial literacy can improve your life in countless ways.

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Why a Bank Account Could be Frozen and How to Deal With It
Kailey Hagen, CFP

July 31, 2026

Even if your bank account is frozen, there are steps you could take to unlock it and get back on track with your money.

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Why Do People Overspend?
Ben Gran

July 31, 2026

Overspending could be your brain chasing rewards. Learn how to retrain it to spend smarter.

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Are Lawsuit Settlements Taxable?
Maurie Backman

July 31, 2026

Settling a lawsuit can be a major financial victory. Here’s when it may also involve paying taxes.

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What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?
Lyle Daly

July 30, 2026

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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17% of Parents Dipped Into Retirement Savings to Pay for Their Kids' College. Here's How to Avoid That Mistake
Ben Gran

July 24, 2026

Most families are willing to stretch their finances to pay for college. Here are our tips.

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If You Need Help with Paying Electric Bills, Here Are 7 Things You Can Do Today
Richard Barrington

July 9, 2026

If your electric bill is getting really high, several proven strategies could bring it down.

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Nearly Two-Thirds of New Homeowners Were Unprepared for the Costs. Here Are the 10 Mistakes to Avoid
Ben Gran

May 29, 2026

Buying a home? Don’t make these costly home-buying mistakes. Here are our tips for acing the home-buying process.

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Getting Married This Summer? Here's What It Could Do to Your Finances
Ben Gran

May 29, 2026

Marriage is about a strong relationship, but can it be about strong finances too? Learn…

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What Is the 50-30-20 Rule?
Kimberly Rotter

May 29, 2026

Want to make it easier to manage money? The 50/30/20 rule could work for you. Here’s how.

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Financial Skills Everyone Needs
Kimberly Rotter

May 29, 2026

Check out these financial skills we all could use and get on your way toward your money goals.

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How to Be Financially Stable—and Not Just Surviving
Kimberly Rotter

May 29, 2026

Want financial stability? Take control of your money, focus on the essentials, and plan for the future. Here’s how.

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How to Decide Whether to Add to Your 401(k) or Pay Off Your Debt
Kimberly Rotter

May 4, 2026

Passing up a 401(k) match is a big deal, but there may be times to focus on debt first.

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What Is House Poor?

Too much house, too little money: How being house poor can harm your future.

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Better Money Habits Matter More Than Income. Here's Why
Ashley Maready

May 2, 2026

You can earn a lot of money and still have financial troubles if you don't have good money habits.

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The Average Tax Refund in 2026 Is $1,000 Higher. Here's What to Do With Yours
Kimberly Rotter

May 2, 2026

Many refunds are bigger in 2026, and that could mean a chance to improve your finances. Here’s how to put yours to use.

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Money Myths That Are Keeping You in Debt
Lyle Daly

May 2, 2026

Find out about some of the most pervasive money myths that get people stuck in debt.

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What Do Fed Rate Cuts Mean? Will My Loan Get Cheaper?
Maurie Backman

May 1, 2026

Wondering what the Fed's rate cuts have to do with your loans? Here's the scoop.

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Furlough vs Layoff vs Termination: What's the Difference?
Maurie Backman

April 20, 2026

Furlough, layoff, and termination may sound the same, but the differences are key. Here’s what they mean.

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What Is a 401(k) Plan?
Jacqueline Backman

April 16, 2026

A 401(k) plan is a way to save and invest for retirement, and your employer might even match your contributions. Find out how they work here.

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Protect Your Identity This Holiday Season
John Russo

April 15, 2026

Learn how to protect your identity online while you’re shopping during the holidays or any other time of year. Find out more here.

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Do You Need an HSA?
Maurie Backman

April 13, 2026

An HSA could lower your taxes while helping you avoid medical debt. Read on to see if an HSA is right for you.

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Strategic Financial Resolutions for Someone With Debt
Natasha Etzel

April 12, 2026

In debt, but want to improve your finances? Check out these strategic financial resolutions that could help.

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Access to Banking: What Does Underbanked Mean?
Emma Newbery

April 9, 2026

Being underbanked can be expensive and time-consuming. Here's how to access more mainstream financial services.

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