Personal Finance Articles

How Could the New Biden Administration Affect My Money?
Steve Tanner

April 27, 2025

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

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Financial House Cleaning: How to Organize Your Finances in 2021
Anna Baluch

April 27, 2025

Just like a messy home, messy finances can be stressful and overwhelming. Here are a…

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Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

April 26, 2025

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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How to Buy a House with Bad Credit
Kailey Hagen

April 26, 2025

Wondering how to buy a house with bad credit? It’s more difficult, but it is…

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What is a 401k Plan?
Jacqueline Backman

April 26, 2025

What is a 401k plan? If you're just starting out, or even if you have been working for a while, learn more about using a 401k to save for your retirement.

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Should Your Company Reimburse Work-From-Home Expenses?
Ashley Maready

April 26, 2025

If you’re working remotely and wondering if your company is required to reimburse you for…

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How to Open a Bank Account That No Creditor Can Touch
Peter Warden

April 25, 2025

There are four tactics for protecting deposits from creditors.

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More Americans Than Ever Had a Bank Account – Last Year
Anna Baluch

April 25, 2025

2019 was a year with a record low unbanked rate, but the pandemic changed this…

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3 Things You Might Need More Than a Stimulus Check
Anna Baluch

April 25, 2025

A second round of stimulus checks would be helpful but they aren’t the key to…

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What to Do When Your Spouse Loses Their Job
Anna Baluch

April 25, 2025

Wondering what to do when your spouse loses their job? These tips can help you…

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Ways To Save More Money
Charla Myers

April 25, 2025

If you're struggling to get a handle on your household budget, keep in mind that there are always ways to save more money. Read our savings ideas here.

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What Is Household Wealth?
Richard Barrington

April 25, 2025

What is household wealth, how is household wealth calculated, household net worth equals your assets minus liabilities

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What You Should Know About Credit Discrimination
Molly Zilli

April 25, 2025

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

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Denied a Credit Card? Here’s What to Do Next
Cole Tretheway

April 25, 2025

If you were denied a credit card, the card issuer must tell you the reason. Get on track to improve your credit score. Learn more from our expert

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How to Create an Emergency Fund by Snacking and Watching Movies
Kailey Hagen

April 25, 2025

Sitting on the couch a lot these days? Did you know you could start an…

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Is Your Financial Stress at an All Time High?
Anna Baluch

April 25, 2025

Even if your financial stress is at an all time high, there are ways to…

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Debt Stress is a Drain on Job Performance. Here’s What Employers Can Do About It
Christy Bieber

April 25, 2025

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

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What’s a Good Debt-to-Income Ratio?
John Russo

April 25, 2025

Debt-to-income ratio tells you what percent of your monthly income goes towards paying debt. Learn how to calculate your DTI and why it's important.

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Food Prices Spike: How to Update Your Grocery Budget
Maurie Backman

April 25, 2025

Learn how to adjust your food budget to adapt to rising grocery prices and avoid…

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Five Apps to Help Save for Retirement
Jessica Thiefels

April 25, 2025

If you're unsure of where to begin planning for your financial future, there are many…

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Will COVID-19 Stimulus and Benefits be Extended? 5 Things to Know
Anna Baluch

April 25, 2025

The extra $600 per week in federal unemployment benefits may be coming to an end…

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Does Eviction Protection Still Apply to You?
Anna Baluch

April 25, 2025

Has the coronavirus pandemic made it difficult for you to pay rent? If so, find…

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Americans Spending Stimulus Check on Bills, Debt
Sara Korn

April 25, 2025

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

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10 Ways to Clean Up Your Finances
Ann Condron

April 25, 2025

Start the year off right with our 10 favorite money tips, from maxing out your…

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Who Really Pays for COBRA?
Anna Baluch

April 25, 2025

COBRA can help you get temporary health insurance after you’ve lost your job. But who…

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How to Improve Your Financial Health
John Russo

April 25, 2025

Your financial health is just as important as your physical health. Read these simple tips…

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