All Articles

Zombie Debt: Don’t Let It Rise To Bite You
Gideon Sandford

February 7, 2023

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

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What is Unsecured Debt?
Richard Barrington

May 26, 2022

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

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Can You Inherit Credit Card Debt?
Tammi Huang

October 24, 2013

Can you inherit credit card debt from your parents? Usually not, but there are a…

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How to Consolidate Credit Card Debt
Rebecca Lake

January 25, 2022

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

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Too Much Debt? Identify and Learn the Signs of Too Much Debt
John Russo

July 26, 2017

Learn ;how to identify if you have too much debt. Including six signs of people that have too much debt and the first step to deal with too much debt.

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Is it a good idea to use a 401(k) loan to pay off your credit card debt?
Peter Warden

January 23, 2023

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

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Is Severance Pay Taxable? How Job Loss Affects Your Taxes
Rebecca Lake

April 5, 2022

How is severance pay taxed when you lose your job? There are no tax breaks when you lose your job.

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What to Do When Your Spouse Loses Their Job
Anna Baluch

July 7, 2020

Wondering what to do when your spouse loses their job? These tips can help you…

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How Do I Talk to Someone I Want to Help Get Out of Debt?
Charla Myers

December 5, 2017

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

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How to Save Money on Vacation
John Russo

May 28, 2019

Find out how to save money on your next summer vacation by setting up a vacation budget, finding fun free events, and more.

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What is Predatory Lending?
Charla Myers

November 12, 2018

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

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How to deal with debt collectors: 9 practical tips to stay calm and take control
John Russo

August 22, 2018

Fielding debt collection calls can be very stressful. Learn how to deal with debt collectors and manage that stress better.

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Can You Go To Jail For Credit Card Debt?
Rebecca Lake

January 8, 2023

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

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How Many Credit Cards Should You Have?
Richard Barrington

November 22, 2022

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

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Private Student Loan Debt Relief: Practical Steps and Options
Richard Barrington

May 31, 2024

Private student loans aren’t eligible for the popular federal debt relief programs. Learn about the debt relief options that are available.

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How to Find Debt Relief for Seniors
Peter Warden

May 27, 2024

Debt relief for seniors is for problem debt, even if you’re on Social Security. Find out your options for creating a better financial future at any age.

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Debt and Divorce: From Division to Debt Relief

Get your finances on track after divorce by seeing who’s responsible for which debts. We’ll show you how to put together a sustainable financial plan.

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Finding Hope in Hardship: Understanding Your Emergency Debt Relief Options
Peter Warden

May 6, 2024

When you’re in financial distress, things can feel hopeless. But emergency debt relief can help ease your burden and put you on a path to stability.

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Denied a Credit Card? Here’s What to Do Next
Jane Meggitt

April 9, 2023

If you were denied a credit card, the card issuer must tell you the reason. Get on track to improve your credit score. Learn more from our expert

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Medical Debt Relief: A Path to Settle and Consolidate Your Medical Bills
Richard Barrington

March 24, 2024

Medical bills can cause financial problems and stress. Several medical debt relief options could help you get to the other side of those bills.

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Debt Counseling: Make it Work for You
Erik J. Martin

October 2, 2022

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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How to Stop Credit Card Collection Calls
Aly J. Yale

February 23, 2022

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

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Debt Settlement: A Comprehensive Guide to Resolving Your Debts
Gina Freeman (Pogol)

March 21, 2022

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

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What Are Debt Relief Services?
Rebecca Lake

November 16, 2022

You may seek debt-relief services when you need help with debt. Companies that provide such services work with your creditors on your behalf to reduce...

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How Can I Find Government Credit Card Debt Relief Programs?
Rebecca Lake

March 30, 2022

Are there government credit card debt relief programs? No, but other credit card debt relief programs might be helpful to you.

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What if I Can’t Pay My Rent?
Richard Barrington

July 30, 2023

Trouble paying rent is a common problem, but you may be able to get financial help to avoid eviction.

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