All Articles

How to Negotiate Debt Settlement on Your Own: A DIY Guide
Aly J. Yale

February 3, 2025

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

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How to Get Out of Credit Card Debt Without Paying: 5 Strategies
Rebecca Lake

February 3, 2025

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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What Happens To Unpaid Credit Card Debt After 7 Years
Aaron Crowe

February 3, 2025

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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When Is It a Good Idea To Open a New Credit Card?
Gina Freeman (Pogol)

February 3, 2025

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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47% of Graduates Say Student Loan Debt Affects Mental Health
Anna Baluch

February 3, 2025

Our recent survey revealed that student loan debt affects graduates' physical, mental, and emotional health.…

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How to Deal with Financial Stress
Jessica Thiefels

February 3, 2025

If you're feeling anxious or physically ill about debt, then you'll want to read these tips on how to deal with financial stress and get on the right track.

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How to Manage Money Better without Sacrificing Joy
Jessica Thiefels

February 3, 2025

Want to manage money better without sacrificing the things you love? Here is some easy money management advice that could help.

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Should You Use a Home Equity Loan to Pay Off Debt?
Housten Donham

February 3, 2025

Using your home equity to pay off debt could be a smart choice. But it's important to know the pros and cons before paying off debt with a home equity loan.

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How Much Can You Borrow With a Home Equity Loan?
Janie Basile

February 3, 2025

How much equity you can borrow from your home depends on its value, your mortgage…

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Do You Really Need a 20% Down Payment?
John Russo

February 3, 2025

It is necessary to make a 20% down payment when buying a home? We interviewed…

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How to Use Home Equity
Kate Robinson Beckwith

February 3, 2025

It's important that you learn how to use home equity if you choose to use some of your home's value to make home improvements, pay off debt, or pay tuition.

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Why is My Credit Score Different on Different Sites?
Rebecca Lake

February 3, 2025

Credit scores are fluid. They can change over time and what you see on one site might not be reflected on another.

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What Is a Government Debt Relief Program?
Richard Barrington

February 3, 2025

Government debt relief programs exist for student debt, tax debt, and certain mortgage debt. However, there is no government credit card debt program, so...

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Credit Card Debt Forgiveness for the Disabled
Rebecca Lake

February 3, 2025

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

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The 3 Most Unexpected Costs of Owning a Home
John Russo

February 3, 2025

We asked over 1,000 homeowners to tell us about the three most unexpected costs of…

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Should I Consolidate Student Loan Debt?
Housten Donham

February 3, 2025

Are you considering a consolidation loan to help pay off your student loan debt? This article will help you decide if it’s right for you.

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Five Back-to-School Shopping Tips that Save Money
Kate Robinson Beckwith

February 3, 2025

If you're stressed out about all the supplies you'll need to get for your kids…

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5 Home Buying Mistakes to Avoid
John Russo

February 2, 2025

If you're in the market for a new home and looking to take out a…

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3 Unexpected Costs of Raising a Kid
John Russo

February 2, 2025

Many soon-to-be parents are curious about the costs of raising a kid or two, or…

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Debt Payoff Stories from Instagram Influencers
Sarah Li Cain

February 2, 2025

These five Instagram accounts feature people who paid off more than six figures’ worth of…

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Year-Round Tax Planning Strategies
H&R Block

February 2, 2025

Tax experts from H&R Block discuss how to plan for taxes throughout the year and prepare for changes to your W-4 coming up in 2019.

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Was Your College Education Worth the Cost? 39% of Americans Say “No”
John Russo

February 2, 2025

39% of people we surveyed stated their college education wasn’t worth the cost, so we asked financial experts to weigh in on how to deal with student debt

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Five Apps to Help Save for Retirement
Jessica Thiefels

February 2, 2025

If you're unsure of where to begin planning for your financial future, there are many…

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13 Health Insurance Terms You Need to Know
Sarah Li Cain

February 2, 2025

Choosing a health insurance plan can be tricky. Get started by learning about these 13 health insurance terms to help educate yourself.

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How to Increase Home Value
Jessica Thiefels

February 2, 2025

If you're about to put your home on the market, then you'll want to check out these low cost and relatively simple ways to increase home value on a budget.

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How to Find Poor Credit Loans
Anna Baluch

February 2, 2025

Poor credit loans are available to many borrowers who have low credit scores, but they carry their share of downsides and should be carefully researched.

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