All Articles
April 9, 2020
It's normal to question whether you'll need to skip a loan payment during these precarious…
Read moreDecember 13, 2019
Debt is a familiar problem for small businesses. Learn about the debt relief options available…
Read moreMarch 7, 2023
Paying down debt isn't easy, but it doesn't have to be hard either, particularly if…
Read moreApril 9, 2023
Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.
Read moreNovember 11, 2019
If you have a large student debt load, you're not alone. Here are several options…
Read moreJune 7, 2019
Our recent survey revealed what our debt problem looks like, but what can those struggling…
Read moreMay 21, 2019
Find out how our clients, Peggy and Howard Powell saved money and got out of…
Read moreApril 12, 2019
A study from the L. William Seidman Research Institute found that Freedom Debt Relief helps…
Read moreNovember 8, 2018
There are better and worse ways to approach paying off your debts. Some types of…
Read moreSeptember 30, 2018
Understanding how to spot the warning signs of financial trouble is the first step toward…
Read moreFebruary 21, 2018
This infographic of a 2017 study by the American Fair Credit Council (AFCC) shows how…
Read moreJuly 3, 2017
What is the American debt crisis, and what can you do to become less of…
Read moreSeptember 9, 2013
Many people who have debt problems often suffer from a bad credit profile as well.…
Read moreAugust 11, 2024
Learn what might happen if you ignore your credit card debt, and the best ways to handle it.
Read moreJuly 15, 2013
What is a 401k plan? If you're just starting out, or even if you have been working for a while, learn more about using a 401k to save for your retirement.
Read moreMarch 8, 2023
Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.
Read moreJune 13, 2013
Whether you clip them out of newspapers, flyers, grab them when you enter the store,…
Read moreJune 19, 2024
Hardships are never easy to experience, but you may be able to weather the storm with these options.
Read moreDecember 7, 2022
Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.
Read moreJune 19, 2024
Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.
Read moreJuly 8, 2020
Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation
Read moreFebruary 12, 2023
When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.
Read moreMarch 30, 2022
When can a bank take your money; can debt collectors take money from your bank account.
Read moreOctober 31, 2024
You can still access debt relief if you’re unemployed, but you have fewer options. Discover how you can manage debt while jobless.
Read moreOctober 11, 2022
You can't raise your credit score 100 points overnight; however, there are several steps you can take to improve...
Read moreMarch 5, 2023
Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.
Read moreApril 14, 2022
Hardship programs for debt.
Read moreJanuary 6, 2022
Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…
Read moreSeptember 1, 2021
Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.
Read moreNovember 7, 2022
While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…
Read moreApril 30, 2023
What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...
Read moreAugust 21, 2022
Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.
Read moreNovember 9, 2022
A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...
Read moreJanuary 21, 2022
What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.
Read moreJanuary 8, 2023
Authorized users can use an account with the responsibility to pay. Read this to find out how it works.
Read moreSeptember 13, 2022
There are four tactics for protecting deposits from creditors.
Read moreJuly 21, 2022
Learn the pros and cons of debt consolidation
Read moreJuly 18, 2024
Credit card hardship programs might help you catch up on debt payments. Here’s how they work
Read moreMarch 31, 2022
How to consolidate debt if you have bad credit. Bad credit debt consolidation loans can help you lower your payments and your interest rate.
Read moreFebruary 21, 2022
Government debt relief programs exist for student debt, tax debt, and certain mortgage debt. However, there is no government credit card debt program, so...
Read moreJanuary 31, 2021
If your debt has gone to collections, debt collection calls can be intrusive and stressful. Learn your rights and how to stop debt collector calls.
Read moreJanuary 17, 2019
Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.
Read moreJune 25, 2018
If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.
Read moreDecember 5, 2017
Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.
Read moreNovember 12, 2018
What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.
Read moreAugust 22, 2018
Fielding debt collection calls can be very stressful. Learn how to deal with debt collectors and manage that stress better.
Read moreJune 19, 2024
Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.
Read moreFebruary 7, 2023
If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.
Read moreMay 26, 2022
You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.
Read moreOctober 24, 2013
Can you inherit credit card debt from your parents? Usually not, but there are a…
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