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How Does Credit Repair Work?
Richard Barrington

March 9, 2025

Whether you work on credit repair yourself, or hire a company to do it for you, understanding the process can help you improve your credit. Learn more.

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Who Can Access Your Credit Report?
Erik J. Martin

March 9, 2025

Certain entities can access your credit report, and they don’t always need your permission. Find out more here.

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How to Dispute Your Credit Report
Jane Meggitt

March 9, 2025

Errors on your credit report can make it harder to qualify for a loan. Learn how to detect and dispute errors on your credit report.

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What is a Financial Emergency and How to Deal With One
Richard Barrington

March 9, 2025

Learn how to prevent abrupt financial emergencies from turning into a long-term financial problem.

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Debt Relief vs. Bankruptcy: What’s Right for You?

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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What Is The Difference Between a Credit Report and a Credit Score
Miranda Marquit

March 9, 2025

Your credit report and credit score are different, but closely related. Learn how one affects the other.

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Should I file for bankruptcy?
Dana George

March 9, 2025

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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How to build credit in 3 steps

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

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What is the Fair Debt Collection Practices Act - FDCPA?
Rebecca Lake

March 8, 2025

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

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Does Unemployment Affect Your Credit Score?
Erik J. Martin

March 8, 2025

Americans are dealing with unemployment and the financial impact during the coronavirus outbreak. Find out…

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Does Paying Off Your Credit Cards Help Your Credit Score
Rebecca Lake

March 8, 2025

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

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7 Tips to Help You Pay Off Credit Card Debt
Karen Cordaway

March 8, 2025

Credit card debt can be overwhelming. Learn to crush it with these tips.

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Emergency Loans - Are They Available?
Richard Barrington

March 8, 2025

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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Which Debt Should You Pay Off First?
Thilini Wijesinhe

March 8, 2025

You can become debt-free by choosing a debt to start with and the repayment strategy that works for you. Check out our expert guide to learn more.

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Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt
Rebecca Lake

March 8, 2025

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

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Debt Consolidation Programs: Debt Consolidation Loans and More
Gideon Sandford

March 8, 2025

There are many types of debt consolidation programs that can help improve your financial health, including balance transfer cards and debt settlement plans.

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

March 8, 2025

Worrying about your estate and planning for the future is important.

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Credit Card Debt Lawyer: Should You Use One?

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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How to Read Your Credit Card Statement
Peter Warden

March 8, 2025

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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How to Deal with a Frozen Bank Account
Rebecca Lake

March 8, 2025

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

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How Often Does Your Credit Score Update?
Peter Warden

March 8, 2025

Your credit score is updated every time a lender or creditor provides new data to the credit bureaus.Your credit score changes based on the most recent data and…

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How to Refinance Credit Card Debt
Richard Barrington

March 8, 2025

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

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How Does Consumer Credit Counseling Work?
Rebecca Lake

March 8, 2025

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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Why Did My Credit Score Drop?
Richard Barrington

March 8, 2025

Did you check your credit and ask, “Why Did My Credit Score Drop”? Learn 10 reasons why your credit score can suddenly drop and…

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What Is Debt Resolution?
Rebecca Lake

March 8, 2025

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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Credit Card Debt Help: What You Need to Know
Erik J. Martin

March 8, 2025

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

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