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Does Unemployment Affect Your Credit Score?
Erik J. Martin

February 16, 2023

Americans are dealing with unemployment and the financial impact during the coronavirus outbreak. Find out…

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Does Paying Off Your Credit Cards Help Your Credit Score
Rebecca Lake

February 15, 2023

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

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How To Respond To A Court Summons For Credit Card Debt
Gina Freeman (Pogol)

February 12, 2023

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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7 Tips to Help You Pay Off Credit Card Debt
Karen Cordaway

February 7, 2023

Credit card debt can be overwhelming. Learn to crush it with these tips.

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Emergency Loans - Are They Available?
Richard Barrington

January 23, 2023

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt
Rebecca Lake

January 23, 2023

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

January 8, 2023

Worrying about your estate and planning for the future is important.

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Credit Card Debt Lawyer: Should You Use One?
Gina Freeman (Pogol)

January 8, 2023

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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How to Read Your Credit Card Statement
Peter Warden

December 25, 2022

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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How to Deal with a Frozen Bank Account
Rebecca Lake

December 25, 2022

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

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How Often Does Your Credit Score Update?
Peter Warden

December 15, 2022

Your credit score is updated every time a lender or creditor provides new data to the credit bureaus.Your credit score changes based on the most recent data and…

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How to Refinance Credit Card Debt
Richard Barrington

December 7, 2022

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

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Why is My Credit Score Different on Different Sites?
Rebecca Lake

November 29, 2022

Credit scores are fluid. They can change over time and what you see on one site might not be reflected on another.

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How Does Consumer Credit Counseling Work?
Rebecca Lake

November 10, 2022

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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Why Did My Credit Score Drop?
Richard Barrington

November 10, 2022

Did you check your credit and ask, “Why Did My Credit Score Drop”? Learn 10 reasons why your credit score can suddenly drop and…

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What Is Debt Resolution?
Rebecca Lake

November 9, 2022

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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Credit Card Debt Help: What You Need to Know
Erik J. Martin

October 20, 2022

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

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Credit Card Debt Relief
Erik J. Martin

October 11, 2022

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

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Statute of Limitations on Credit Card Debt
Peter Warden

October 2, 2022

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

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Is a 600 Credit Score Good or Bad?
Richard Barrington

September 6, 2022

A 600 credit score is considered a sub-prime and not a good score. Find out more about your credit score and learn steps you can take to improve your credit.

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Why High Housing Costs Might Force the Fed to Keep Raising Rates
Charles Morgan Evans

August 28, 2022

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

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Student Loan Forgiveness
Richard Barrington

August 24, 2022

Student loan forgiveness programs may help you get out of student loan debt. Learn how to qualify for student loan forgiveness, settlement, and bankruptcy.

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Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

August 21, 2022

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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Credit Card Debt Forgiveness
Richard Barrington

August 17, 2022

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

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Recession Preparation: How Can You Protect Yourself?
Gina Freeman (Pogol)

August 16, 2022

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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Subsidized vs Unsubsidized Loans
Richard Barrington

August 1, 2022

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

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How to Save on Furniture in 2022
Gina Freeman (Pogol)

August 5, 2022

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

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Perfect Credit: How to Get the Highest Credit Score
Rebecca Lake

August 1, 2022

Learn what the highest credit scores are for different scoring models and how to get the best credit score possible.

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FICO Score vs. Credit Score – What Is the Difference?
Rebecca Lake

August 1, 2022

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

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How Does Debt Consolidation Work?
Richard Barrington

August 1, 2022

Learn how debt consolidation works and if it's the right debt solution for you.

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How Do Student Loans Affect Credit Score?
Rebecca Lake

August 1, 2022

Learn how having student debt can help or harm your credit scores.

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How to Check Your Credit Score
Rebecca Lake

August 1, 2022

Learn how to check your credit score for free, how to check your credit score without hurting it, and where to get a free credit score.

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Spring Survey: Consumers Plan to Buy Cars Despite Costs

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

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What Is Loan Consolidation?
Richard Barrington

July 10, 2022

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What Is a Good Credit Score
Richard Barrington

June 30, 2022

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

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How to Pay Off Debt
Tammi Huang

June 28, 2022

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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Is Debt Consolidation a Good Idea?
Richard Barrington

June 28, 2022

When is debt consolidation a good idea? Yes, debt consolidation is a good idea if you can gain a financial benefit. However, in certain cases, you might dig yourself...

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Credit Score Chart and Credit Score Range
Richard Barrington

June 28, 2022

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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How to Raise Your Credit Score
Richard Barrington

June 28, 2022

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

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The New Coronavirus Stimulus Package: What Will You Get Now
Anna Baluch

June 16, 2022

Congress has reached agreement on a new $900 billion COVID-19 stimulus package. Here is some…

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Will Coronavirus Testing Add to My Medical Debt?
Molly Zilli

June 15, 2022

Learn more about the potential costs of coronavirus testing and treatment so you can try…

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Coronavirus Stimulus Package: What it Means For You
Steve Tanner

June 15, 2022

Learn what's in the coronavirus stimulus package.

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How to Beat Inflation

Learn how to invest to beat inflation, how to deal with food inflation and price increases in 2022.

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If You Have Lost Medical Insurance, You’re Not Alone
Justine Nelson

June 10, 2022

During the coronavirus pandemic, more than one in seven adults have become uninsured. So if…

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How Access to Care and Insurance Affects Medical Debt
Steve Tanner

June 10, 2022

Access to medical care for low-income persons disproportionately impacts people of color, especially African Americans,…

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Open Enrollment 2021: 7 Ways to Save Money on Healthcare Next Year
Steve Tanner

June 9, 2022

Here are 7 ideas that may help you save money on healthcare and still get…

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Are Lawsuit Settlements Taxable?
Erik J. Martin

June 7, 2022

How are lawsuit settlements taxed. Can you avoid taxes on lawsuit settlements?

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3 Common Financial Mistakes New Grads Make

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

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5 Ways to Take an Affordable Family Vacation This Summer

How to take a family vacation without going into debt. Budget vacation options.

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