All Articles

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

The 25-30% rule is a guideline for how much of your income to spend on housing. Learn how to use it to help you have more money for your goals.

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

Why is it bad to max out your credit card? Learn how to deal with maxed out credit cards and get debt under control.

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

Learn about five factors that make up the mystery behind your credit score.

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

January is National Poverty in America Awareness Month, so now is a good time to…

If you didn’t receive one or both stimulus payment(s), or received less than you’re entitled…

Here’s what you need to know to get your tax refund as quickly as possible…

The new COVID-19 Economic Relief Bill includes another round of stimulus checks. If you receive…

How do you get rid of your holiday debt and move to a healthier financial…

Ready to get 2021 off on the right foot financially? We have 12 smart money…

You may have concerns about federal COVID relief ending in 2021, including extra benefits for…

To help you start off the New Year with the benefit of hindsight in money…

The pandemic has created a strenuous environment for many Americans, especially when it comes to their finances. Even as 2020 comes to an end, nearly half of working Americans say their income is still less than what it was pre-pandemic. While vaccines bring the hope that things will eventually return to something like normal, financialRead more Almost Half of Americans Are Earning Less Than Before COVID

Ready for a better financial situation in 2021? Here are our top three money management…