Credit Card Debt Articles

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

Getting a credit card after debt settlement is realistic and possible, and we’ll show you how.

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

Free money, or a way to lure you deeper into debt? Here is what you…

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

Find out the best ways to pay off your credit cards while improving your credit score.

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

Paying down debt isn't easy, but it doesn't have to be hard either, particularly if…

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.