Trustpilot 4.5 star average rating on over 38,000 reviews for Freedom Debt Relief
Trustpilot
Trustpilot 4.5 star average rating on over 38,000 reviews for Freedom Debt Relief
4.6/5 from 45,203 reviews

Credit Card Debt Articles

Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Ben Gran

September 23, 2025

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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Teach Your Kids How to Use a Credit Card Before College
Lyle Daly

September 22, 2025

Before they go to college, or maybe even before, you'll want to teach your kids…

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What Goes on Behind the Scenes of Your Credit Card?
Erik J. Martin

September 21, 2025

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

September 20, 2025

Worrying about your estate and planning for the future is important.

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How to Read Your Credit Card Statement
Peter Warden

September 20, 2025

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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Credit Card Debt Help: What You Need to Know
Erik J. Martin

September 20, 2025

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

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Credit Card Debt Lawyer: Should You Use One?
Cole Tretheway

September 19, 2025

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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Can You Settle Credit Card Debt After Being Served? Complete Guide 2025
Richard Barrington

September 19, 2025

Yes, you can settle credit card debt after being served—find out how.

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How Much Credit Card Debt Is Too Much?
Kailey Hagen

September 19, 2025

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

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COVID Credit Card Debt Relief: Who Offers It?
Richard Barrington

September 18, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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Credit Card Minimum Payment: Everything You Need to Know
Richard Barrington

September 18, 2025

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

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How Soon Will Minimum Payments Pay Off My Credit Card?
Noelle Marr

September 18, 2025

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

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Should You Consider Filing for Credit Card Debt Bankruptcy?
Gina Freeman (Pogol)

September 17, 2025

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Richard Barrington

September 16, 2025

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

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5 Unexpected Legal Outcomes of Ignoring Credit Card Debt
Ashley Maready

September 16, 2025

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

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How to Talk to Your Partner About Shared Debt
Lindsay Vansomeren

September 16, 2025

Here’s how to talk about debt with your partner so you can work together to conquer it.

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Best Apps to Pay Off Credit Card Debt
Brittney Myers

September 16, 2025

Check out our 10 best debt payoff apps to manage your budget and get rid of your credit card debt for good.

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The Credit Card Sign-Up Bonus: Worth It?
Cole Tretheway

September 15, 2025

Free money, or a way to lure you deeper into debt? Here is what you…

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Can I Still Use My Credit Card After Debt Settlement?
Ben Gran

September 15, 2025

Debt settlement doesn’t mean you’ll never use credit cards again. We’ll walk you through the process to rebuild.

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3 Ways to Pay Off Holiday Credit Card Debt Fast
Cole Tretheway

September 14, 2025

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

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What Collection Debt Looks Like in America: A Mid-Year Look
Cole Tretheway

September 14, 2025

Collections debt averages $3,000: What do the numbers reveal about finances today? Find out how you stack up.

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Credit Card Forbearance: Your Complete Guide to Pausing Payments in 2025
Maurie Backman

September 13, 2025

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

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How to Get Out of Credit Card Debt Fast
Richard Barrington

September 12, 2025

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

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When Can a Credit Card Issuer Change My Interest Rate?
Lyle Daly

September 12, 2025

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

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How to Negotiate Your Credit Card Debt
Gina Freeman (Pogol)

September 11, 2025

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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Statute of Limitations on Credit Card Debt
Lyle Daly

September 11, 2025

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

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