Credit Card Debt Articles

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

Free money, or a way to lure you deeper into debt? Here is what you…

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

Find out the best ways to pay off your credit cards while improving your credit score.

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

Paying down debt isn't easy, but it doesn't have to be hard either, particularly if…

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

Can you inherit credit card debt from your parents? Usually not, but there are a…

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

Credit card debt can be overwhelming. Learn to crush it with these tips.

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

Worrying about your estate and planning for the future is important.

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Credit card relief programs could help you get out of credit card debt faster and…

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

Why is it bad to max out your credit card? Learn how to deal with maxed out credit cards and get debt under control.

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

Before they go to college, or maybe even before, you'll want to teach your kids…

The Fed’s new policy might affect your credit card debt. Find out how and what…

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

Credit cards can help you, rather than hurt you in a recession, as long as…

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.