Credit Card Debt Articles

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

Free money, or a way to lure you deeper into debt? Here is what you…

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

Find out the best ways to pay off your credit cards while improving your credit score.

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

Paying down debt isn't easy, but it doesn't have to be hard either, particularly if…

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

Can you inherit credit card debt from your parents? Usually not, but there are a…

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

Learn your rights and how to stop collection calls from credit card companies and debt collectors.