Debt Solutions Articles

Is a Balance Transfer Card Harder to Get Right Now?
Sara Korn

July 17, 2020

Due to the coronavirus financial crisis, lenders are making it harder to get a balance…

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Meet Our Clients: Patti B.
Anna Baluch

June 16, 2020

Freedom Debt Relief shares our client stories of facing down debt and moving to a…

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How to Manage Student Loan Debt
Justine Nelson

November 11, 2019

If you have a large student debt load, you're not alone. Here are several options…

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Meet Our Clients: Peggy and Howard
John Russo

May 21, 2019

Find out how our clients, Peggy and Howard Powell saved money and got out of…

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4 Bad Ways to Pay Off Debt
Charla Myers

November 8, 2018

There are better and worse ways to approach paying off your debts. Some types of…

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10 Warning Signs of Financial Trouble
Tammi Huang

September 30, 2018

Understanding how to spot the warning signs of financial trouble is the first step toward…

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Should You Go Debt-Free? Pros and Cons of Debt-Free Living
Gina Freeman (Pogol)

January 6, 2022

Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…

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How Does Debt Settlement Work?
Noelle Marr

September 1, 2021

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

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Debt Settlement Pros and Cons
Gideon Sandford

April 30, 2023

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

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How to Write a Debt Settlement Letter
Rebecca Lake

November 9, 2022

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

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What Is Credit Counseling?
Rebecca Lake

January 21, 2022

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

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Debt settlement companies: What they are and how to find one
John Russo

January 17, 2019

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

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Debt Management Program: What it is and How to Find One
Charla Myers

June 25, 2018

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

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How Do I Talk to Someone I Want to Help Get Out of Debt?
Charla Myers

December 5, 2017

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

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What is Unsecured Debt?
Richard Barrington

May 26, 2022

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

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Debt Counseling: Make it Work for You
Erik J. Martin

October 2, 2022

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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Debt Settlement: A Comprehensive Guide to Resolving Your Debts
Gina Freeman (Pogol)

March 21, 2022

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

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What if I Can’t Pay My Rent?
Richard Barrington

July 30, 2023

Trouble paying rent is a common problem, but you may be able to get financial help to avoid eviction.

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What Are Debt Strategies?
Richard Barrington

January 25, 2022

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

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How a Debt Management Plan Can Help You Get Back on Track
Jane Meggitt

April 16, 2023

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

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Emergency Funds: How to Prepare for the Unexpected

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

April 1, 2023

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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Debt Relief vs. Bankruptcy: What’s Right for You?

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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Should I file for bankruptcy?
Dana George

November 25, 2024

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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Emergency Loans - Are They Available?
Richard Barrington

January 23, 2023

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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How Does Consumer Credit Counseling Work?
Rebecca Lake

November 10, 2022

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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What Is Debt Resolution?
Rebecca Lake

November 9, 2022

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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How to Pay Off Debt
Tammi Huang

June 28, 2022

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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Bankruptcy: Understand Your Options
Richard Barrington

March 30, 2022

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

March 24, 2022

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

February 3, 2022

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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Best Ways to Get Debt Relief
Richard Barrington

March 31, 2022

Help yourself get out of debt fast with these changes to lifestyle and good money management.

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