Loans Articles

Hardships are never easy to experience, but you may be able to weather the storm with these options.

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

Learn about commercial loans for business and real estate, how to get approved for a commercial loan and how commercial loans work.

Home Equity: Learn how to calculate home equity, how much home equity can you borrow against, types of home equity loans and about taking home equity out of your house.

Student loan forgiveness programs may help you get out of student loan debt. Learn how to qualify for student loan forgiveness, settlement, and bankruptcy.

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

Can the Biden student loan forgiveness plan help you?

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

While President-elect Biden has expressed strong support for student debt forgiveness, there are still a…

Many college campuses are switching to remote learning, which could impact your semester, and your…

Business loan discrimination is a problem in the United States, due to the generational racial…

Auto loan debt is a fact of life for most in the U.S. given the…

If you live in an underbanked neighborhood, you might think that predatory loans are your…

Beyond loan discrimination, student loan debt can have a disproportionately negative impact on minorities, but…

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

Our recent survey revealed that student loan debt affects graduates' physical, mental, and emotional health.…

How much equity you can borrow from your home depends on its value, your mortgage…

Are you considering a consolidation loan to help pay off your student loan debt? This article will help you decide if it’s right for you.

Poor credit loans are available to many borrowers who have low credit scores, but they carry their share of downsides and should be carefully researched.

When you refinance a loan, you’re getting a new loan to pay off the previous…

Will refinancing save you money? Before you make the decision to refinance, weigh the pros and cons of refinancing a loan.

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.