Loans Articles

Access to Credit: Auto Loans and Mobility
Steve Tanner

March 23, 2025

Auto loan debt is a fact of life for most in the U.S. given the…

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Access to Credit: Predatory Lending and Payday Loans
Steve Tanner

March 23, 2025

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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What You Should Know About Access to Student Loans
Steve Tanner

March 23, 2025

Beyond loan discrimination, student loan debt can have a disproportionately negative impact on minorities, but…

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Looking for a Loan with Bad Credit?
John Russo

March 22, 2025

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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How to Get a Consolidation Loan with a High DTI
Sarah Li Cain

March 21, 2025

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

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47% of Graduates Say Student Loan Debt Affects Mental Health
Anna Baluch

March 19, 2025

Our recent survey revealed that student loan debt affects graduates' physical, mental, and emotional health.…

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How Much Can You Borrow With a Home Equity Loan?
Janie Basile

March 19, 2025

How much equity you can borrow from your home depends on its value, your mortgage…

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Should I Consolidate Student Loan Debt?
Housten Donham

March 19, 2025

Are you considering a consolidation loan to help pay off your student loan debt? This article will help you decide if it’s right for you.

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How to Find Poor Credit Loans
Anna Baluch

March 18, 2025

Poor credit loans are available to many borrowers who have low credit scores, but they carry their share of downsides and should be carefully researched.

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Refinancing: Pros and Cons
Tammi Huang

March 18, 2025

When you refinance a loan, you’re getting a new loan to pay off the previous…

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

March 18, 2025

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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The Pros and Cons of Loan Refinancing
Molly Zilli

March 18, 2025

Will refinancing save you money? Before you make the decision to refinance, weigh the pros and cons of refinancing a loan.

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Hardship Loans for Bad Credit
Erik J. Martin

March 12, 2025

Hardships are never easy to experience, but you may be able to weather the storm with these options.

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Payday Loan Consolidation: What Are My Best Options?
Richard Barrington

March 11, 2025

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

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What is Predatory Lending?
Charla Myers

March 10, 2025

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

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What Is a Commercial Loan?

Learn about commercial loans for business and real estate, how to get approved for a commercial loan and how commercial loans work.

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What Is Home Equity?

Home Equity: Learn how to calculate home equity, how much home equity can you borrow against, types of home equity loans and about taking home equity out of your house.

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Student Loan Forgiveness
Richard Barrington

March 7, 2025

Student loan forgiveness programs may help you get out of student loan debt. Learn how to qualify for student loan forgiveness, settlement, and bankruptcy.

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Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

March 7, 2025

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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Subsidized vs Unsubsidized Loans
Richard Barrington

March 7, 2025

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

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What Is Loan Consolidation?
Richard Barrington

March 7, 2025

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What Is Biden’s Student Loan Forgiveness Program?
Erik J. Martin

March 6, 2025

Can the Biden student loan forgiveness plan help you?

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What Is a Home Equity Loan?

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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How to Get a Home Equity Loan with Bad Credit
Aly J. Yale

March 5, 2025

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

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What is a HELOC?
Erik J. Martin

March 5, 2025

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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What Is Refinancing?
Richard Barrington

March 5, 2025

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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