Personal Finance Articles

60% of Americans Aren’t Saving Enough for Retirement
John Russo

May 30, 2019

Our latest survey revealed that 60% of Americans aren’t saving enough for retirement. If that…

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ASU Study: Freedom Debt Relief Clients Are 24% More Financially Healthy
John Russo

April 17, 2019

The L. William Seidman Research Institute at ASU found that Freedom Debt Relief clients are…

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8 Financial Goals for 2019
Sarah Li Cain

May 29, 2019

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

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Survey: Americans Can’t Cover Emergency Expenses
John Russo

March 19, 2019

Are people saving enough to cover a $5000 emergency expense? We surveyed over 2,000 Americans…

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Mortgage Vocabulary: Terms You Need to Know

If you're in the market for a house or plan to refinance one, you may want to brush up on your mortgage vocabulary to help you make informed choices.

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3 Expert Tips for Raising Financially Responsible Kids
John Russo

March 6, 2019

Raising financially responsible kids is the goal of many parents. Learn three expert tips on…

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Survey: How Americans Spend Their Tax Refunds
John Russo

March 4, 2019

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

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5 Tips to Improve Your Credit Score
John Russo

February 27, 2019

One of the best ways to improve your overall financial health, is to improve your credit score. Here are 5 tips on how to do just that.

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Survey: 54% of Americans Can’t Handle a $500 Expense
John Russo

February 27, 2019

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

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4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

January 30, 2019

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

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4 Simple Ways to Improve Your Finances in 2019
Tammi Huang

January 23, 2019

Many people want to get financially healthy this year. If you're wondering how to improve…

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Ways To Save More Money
Charla Myers

September 5, 2018

If you're struggling to get a handle on your household budget, keep in mind that there are always ways to save more money. Read our savings ideas here.

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10 Money-Saving Vacation Hacks
Aimee Bennett

May 25, 2018

While you’re on vacation, it can be hard to relax because you’re worried about the…

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9 Amazing Ways to Save $300 Every Month
Charla Myers

May 4, 2018

Obeying these 9 budget rules can help you save $300 a month – or more!…

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What’s a Good Debt-to-Income Ratio?
John Russo

May 1, 2018

Debt-to-income ratio tells you what percent of your monthly income goes towards paying debt. Learn how to calculate your DTI and why it's important.

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7 Budget Basics Your Teenager Should Know
Aimee Bennett

April 30, 2018

It is never too early to teach money skills. Learn seven essentials of using a…

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How to Understand and Conquer Financial Phobia
John Russo

February 2, 2018

If you’re suffering from financial phobia, you’re not alone. Learn more about this fear, how…

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10 Ways to Clean Up Your Finances
Ann Condron

December 13, 2017

Start the year off right with our 10 favorite money tips, from maxing out your…

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How to Save $100 by Unsubscribing from Entertainment Apps
Charla Myers

November 17, 2017

Many of us have no idea what we spend on subscription services every year. How…

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How to Improve Your Financial Health
John Russo

September 12, 2017

Your financial health is just as important as your physical health. Read these simple tips…

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Why Do People Overspend?
Tammi Huang

May 20, 2017

Why do people overspend? Here’s a glance into the psychological reasons some people tend to…

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5 Money Tips for Recent Grads
Aimee Bennett

April 14, 2017

We’ve got five financial tips to make the transition out of college go smoothly for…

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Debit or Credit?
Tammi Huang

October 14, 2013

Should you use debit or credit to make that purchase? It depends on a number of factors, including your personal preferences, your budget, and more.

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How Could the New Biden Administration Affect My Money?
Steve Tanner

January 20, 2021

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

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Financial House Cleaning: How to Organize Your Finances in 2021
Anna Baluch

January 11, 2021

Just like a messy home, messy finances can be stressful and overwhelming. Here are a…

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Americans Spending Stimulus Check on Bills, Debt
Sara Korn

June 10, 2020

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

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What is a 401k Plan?
Jacqueline Backman

July 15, 2013

What is a 401k plan? If you're just starting out, or even if you have been working for a while, learn more about using a 401k to save for your retirement.

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Couponing: A Beginner’s Guide
Sarah Li Cain

June 13, 2013

Whether you clip them out of newspapers, flyers, grab them when you enter the store,…

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How to Deal With Overdraft and a Negative Bank Account
Erik J. Martin

December 7, 2022

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

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How to Open a Bank Account That No Creditor Can Touch
Peter Warden

September 13, 2022

There are four tactics for protecting deposits from creditors.

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Is Severance Pay Taxable? How Job Loss Affects Your Taxes
Rebecca Lake

April 5, 2022

How is severance pay taxed when you lose your job? There are no tax breaks when you lose your job.

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What to Do When Your Spouse Loses Their Job
Anna Baluch

July 7, 2020

Wondering what to do when your spouse loses their job? These tips can help you…

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How to Save Money on Vacation
John Russo

May 28, 2019

Find out how to save money on your next summer vacation by setting up a vacation budget, finding fun free events, and more.

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Denied a Credit Card? Here’s What to Do Next
Jane Meggitt

April 9, 2023

If you were denied a credit card, the card issuer must tell you the reason. Get on track to improve your credit score. Learn more from our expert

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What Is Household Wealth?
Richard Barrington

March 30, 2022

What is household wealth, how is household wealth calculated, household net worth equals your assets minus liabilities

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Budgeting Hacks: Ways to Start or Improve Your Budget
Thilini Wijesinhe

April 12, 2023

A budget can help you achieve your financial goals faster. Find out how to make a simple budget and stick to it.

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Top Apps to Save Money: Let Your Money Grow
Erik J. Martin

April 9, 2023

With the help of a smartphone app, you can create better saving habits. Read our review of the top money-saving apps on the market today.

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How Household Debt Impacts Your Everyday Life
Richard Barrington

April 8, 2023

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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What is a Financial Emergency and How to Deal With One
Richard Barrington

March 8, 2023

Learn how to prevent abrupt financial emergencies from turning into a long-term financial problem.

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