FREEDOM DEBT RELIEF REVIEWS

Our clients say it best

Wondering what it's like to work with us? Find out here.

Get a free evaluation

trustpilot
4.6/5 • 46,630+ reviews
bestCompany
4.7/5 • 19,120+ reviews
consumerAffairs
4.3/5 • 34,041+ reviews
google
4.6/5 • 1,410+ reviews

Trustpilot reviews

took time to fully explain the process and terms

Linda Brennan, US • Oct 12, 2025

Cory at Freedom Debt Relief was very helpful and understanding. He explained the entire procedure to me and didn't talk down to me for being in this financial problem. I would say call and talk to them and let them give you options to help with your fin...

Read more

Debbie, US • Oct 10, 2025

Terecia was so sweet and she made me feel so much better. I was crying the other day because one of my debtors had gone in my bank account after canceling auto pay. They took money I just didn't have.

Mattie, US • Oct 10, 2025

They were always transparent about each debt as it was resolved. I understood from beginning to the end what was happening.. I even finished 2 mos early.

Rebekah Gilmer, US • Oct 09, 2025

Freedom Debt Relief Team was amazing, friendly, very professional, attentive to my needs. I first spoke with Nayeli Lafarga, who walked me through my debt relief program in details, and what I had to pay and save monthly. Every time I had a question, a FD...

Read more

Amy Soukchaleun, US • Oct 09, 2025

Freedom Debt Relief is wonderful! I was in their debt relief program several years ago, and successfully completed the program. But after Covid and a bout with cancer, I ended up with significant debt again. I contacted FDR yesterday and came away feel...

Read more

Michael Hovey, US • Oct 08, 2025

Rated 4.6/5 based on 46,630+ reviews. Showing only 4 and 5 star reviews.

BestCompany reviews

I had a great experience with them. The staff was extremely friendly, attentive, and knowledgeable. They made me feel confident in my decision. I appreciated their professionalism and expertise. I would highly recommend their services.

Ann • Oct 06, 2024

I like Freedom Debt Relief because they handle everything for me.

Jeff Brown • Oct 03, 2025

I love ❤️ there "Attack Debt System" and would recommend them to others! KOODOS to FDR!!!!!

Kevin Thurston • Oct 03, 2025

Freedom Debt Relief is helping me in many ways. I am thankful for finding FDR online for help. Jamie was able to get my first debt settlement after a week of signing up with this program.

Cheyenne Bryant • Oct 02, 2025

At First the RELIEF that help was on the way. Sounded like something we really needed. as this was NOT how I wanted to handle our Bills. But Life and we are getting OLD. We have Got One Settlement So. But those Calls Worse than SPAM calls

Carol Baughman • Sep 29, 2025

Everything is going just as they told me. They let me know about everything they are doing. At first I was skeptical, but after being with them for a couple of months, I find, they do what they say. I am very happy with their work.

Lee Strabel • Sep 29, 2025

Rated 4.7/5 based on 19,120+ reviews. Showing only 4 and 5 star reviews.

Consumer Affairs reviews

When I called other debt relief business it seemed like they didn't want my business. I Called Freedom, I told him I couldn't talk long, because I was at work. Carl ** told me to call him at night, and he assist me with setting it up on my computer. Whene...

Read more

Russell, Milwaukee, WI • Sept. 27, 2025

Everyone is so knowledgeable and patient when you ask questions. If you follow what they tell you to do, it is so easy. I am very satisfied so far. I would recommend this program to everyone. I found them on a website and was very skeptical at first, but ...

Read more

Yvonne, Pompano Beach, FL • Sept. 27, 2025

September 2025. Has already been 4 months since I joined Freedom Relief company to help manage my debts- credit cards, personal loan, and medical bills. It helped me saved money for my monthly payments. The website is very helpful because whenever I need ...

Read more

Imelda, Moreno Valley, CA • Sept. 26, 2025

I was really nervous at first. Stopping all credit card payments sounds easy but the creditor response is brutal. My situation is times 4. Daily phone calls, multiple per day! Correspondence from the sponsoring banks! I ignored them all nervously! I keep ...

Read more

Steve, Noble, OK • Sept. 26, 2025

My experience with Freedom has been truly exceptional. They handled all of my debt with great care, professionalism, and efficiency. The settlement process was smooth and stress-free from start to finish. They worked diligently to resolve everything I owe...

Read more

A, Chapel Hill, NC • Sept. 26, 2025

Process is painless. Advisors and customer service staff are very helpful and encouraging. Everything is kept up to date for you in your portal and regular emails keep you abreast of everything that is going on with your account. Would recommend this comp...

Read more

Patti, Dover, DE • Sept. 24, 2025

Rated 4.3/5 based on 34,041+ reviews. Showing only 4 and 5 star reviews.

Google reviews

I join FDR programs b/c I have no way out from my debts. I feel stuck and can’t figure out a better way to get rid of my debts. I am so thankful and appreciate FDR programs and their helpful staff everyday by assisting me with affordable …

Kevin Souvanna • Sep 22, 2025

Make sure to follow the steps provided, don’t freak out when you get letters from lawyers etc for your creditors, just submit them in the portal like it says. This is a hands off low stress way to get your debt paid off. It’s definitely …

Erica Merhoff • Sep 22, 2025

If you ever fall into a financial hardship (I hope you do not), I would highly recommend Freedom Debt Relief. Kyle took our call and immediately began learning about our situation, had empathy and compassion, and never made either one of us …

Todd Carmichael • Sep 29, 2025

They made it very easy for me to be Debt free. The program is exactly as it was spelled out to me. I was able to also contact them if I ever had any questions. It was so easy. I’m so grateful that I signed on with them. I recommend them highly.

Grace Loya • Oct 02, 2025

I have consolidated my debt through a hardship loan through Freedom Debt Relief. The company is very good at keeping me updated and when they have a settlement, they send me a notice that has been settled and I have to respond back to let …

Patricia • Oct 02, 2025

Absolutely love and appreciate everything the help and support they have given us through this process. Amazing team and great contact with us throughout the journey. Answering any questions we have about any issues. We are absolutely …

Elithea B • Sep 22, 2025

Rated 4.6/5 based on 1,410+ reviews. Showing only 4 and 5 star reviews.

Actual clients of Freedom Debt Relief. These clients’ endorsements are non-paid testimonials. Individual results are not typical and will vary.


AWARDS AND RECOGNITION

FDR - BBB

FDR - Forbes Advisor

FDR - ABCS

FDR - Money

Questions about Freedom Debt Relief reviews

Yes. Not only is Freedom Debt Relief a legitimate company, it was one of the first companies ever to offer consumers debt settlement services when it was founded in 2002. Today, we employ over 1,600 people across the United States, and are accredited by the Better Business Bureau (BBB) with an A+ rating.

Different types of debt relief can appear on your credit report in different ways. Debt settlement, which is what the Freedom Debt Relief program offers, may appear as 'settled for less than owed,' 'Account paid for less than full balance,' 'Paid in full for less than the full balance,' or similar phrases. It will remain on a credit report for 7 years from the original delinquency date.

The way a debt relief program affects your credit depends on the details of your credit report when you enroll. Debt settlement may cause your credit score to decline, especially if you have a strong score when you enroll. That said, one important measure of financial stability is your debt-to-income ratio. As your enrolled debts are resolved and your overall balances decrease, your debt-to-income ratio should improve, which may benefit your financial profile over time. Freedom Debt Relief is not a credit repair organization and does not provide or offer services or advice to repair, modify, or improve your credit.

Debt settlement, which is key to how the Freedom Debt Relief program works, is not the right solution for everyone. Are you having trouble keeping up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts? Are you unable to qualify for a good rate on a personal loan? Worried bankruptcy may be your only option? If any of these describe you, then debt settlement may be worth the credit impact it could have.

Any debt relief program that uses debt settlement can only work if you stop making payments to creditors, which will likely impact credit score and could result in legal action by some creditors. That’s why Freedom Debt Relief collaborates with a network of attorneys to support clients who may face legal challenges during the debt settlement process. Not all debt relief companies provide this, and Freedom Debt Relief provides it for no additional cost.

If you struggle to keep up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts, then a debt relief program could be a good idea. It also could be a good idea if you are unable to qualify for a good rate on a consolidation loan, or seeking an alternative to bankruptcy. The bottom line is that as long as it aligns with your specific financial situation and goals, a debt relief program like Freedom Debt Relief could be a good idea.